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8 Best Luton Mortgage Brokers & Advisors (2025)

Below we look at the 8 “best” mortgage brokers and advisors in Luton.

For more on how we chose the best please consult our FAQ section at the end.

Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations. 

Luton mortgage broker

Topics

  • Town & Country Mortgage Services Luton
    • Find Your Ideal Mortgage Broker
  • P & M Financial Ltd
  • Finesse Mortgage Services
  • 147 Financial Services Ltd
  • Just Mortgages Stopsley
  • Just Mortgages Leagrave
  • Mansfield Begbie Associates Ltd
  • Just Mortgages Luton
  • How Did You Pick The Best Mortgage Advisors In Luton?
  • How much do Luton mortgage brokers charge?
  • Can all the Luton mortgage brokers listed above help me with my mortgage needs?
    • Find Your Ideal Mortgage Broker
  • Brokers In Other Cities

Town & Country Mortgage Services Luton

Town & Country Mortgage Services Luton

Description from the business: Town & Country Mortgage Services Ltd have been providing expert mortgage advice in Luton and across Bedfordshire for over 20 years.

Our job is to save you money, by finding the best mortgage deal and insurance cover for you, providing value for money and meeting your expectations at every opportunity.

Additional Services:

Insurance broker

Address: Suite B4, 210 Great Marlings, Luton LU2 8DL

Town & Country Mortgage Services Luton website

Review Score: 4.9
Number of Reviews: 98
Read Reviews

Compare Mortgage Advisors
Find Your Ideal Mortgage Broker

Find Your Ideal Mortgage Broker

Find the right mortgage advisor for any type of mortgage including:

  • Remortgaging
  • Buying Your First Home
  • Moving Home
  • Buy To Let
  • Buying A Second Home
  • Bad Credit
  • Self-Employed
  • High LTV
  • Equity Release   

& More

Click To Get Started

P & M Financial Ltd

P & M Financial Ltd

Description from the business: Hi, I’m Prabs! Owner of P&M Financial based in Luton.

With over 20 years experience, whether you are buying your first home or thinking of investing in the property market as a landlord or limited company, I’m hear to help.

Covering Bedfordshire, Hertfordshire, Buckinghamshire and London, I can help with all your mortgage or insurance needs including; life insurance, critical illness cover, income protection, buildings & contents cover and landlords contents cover.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Additional Services:

Insurance broker

Address: 655 Hitchin Rd, Luton LU2 7UP

P & M Financial Ltd website

Review Score: 5
Number of Reviews: 212
Read Reviews

Finesse Mortgage Services

Finesse Mortgage Services

Description from the business: Not Available

Additional Services:

None Listed

Address: Magpie Meadows, Caddington, Luton LU1 4FU

Finesse Mortgage Services website

Review Score: 5
Number of Reviews: 2
Read Reviews

147 Financial Services Ltd

147 Financial Services Ltd

Description from the business: Mortgages Life Insurance Home Insurance

Additional Services:

Financial Advisor

Address: Connaught House, Upper George St, Luton LU1 2RD

147 Financial Services Ltd website

Review Score: 5
Number of Reviews: 50
Read Reviews

Just Mortgages Stopsley

Just Mortgages Stopsley

Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.

Your journey should be one of simplicity, choice and expertise.

I aim to provide the ultimate mortgage services experience by delivering the highest standards.

As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.

.

.

Additional Services:

None Listed

Address: 13 Hitchin Rd, North St, Stopsley, Luton LU2 7UG

Just Mortgages Stopsley website

Review Score: 5
Number of Reviews: 54
Read Reviews

Just Mortgages Leagrave

Just Mortgages Leagrave

Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.

Your journey should be one of simplicity, choice and expertise.

I aim to provide the ultimate mortgage services experience by delivering the highest standards.

As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.

Additional Services:

None Listed

Address: 186b Marsh Rd, Luton LU3 2QL

Just Mortgages Leagrave website

Review Score: 5
Number of Reviews: 41
Read Reviews

Mansfield Begbie Associates Ltd

Mansfield Begbie Associates Ltd

Description from the business: Not Available

Additional Services:

None Listed

Address: 36 Holmbrook Ave, Luton LU3 2AS

Mansfield Begbie Associates Ltd website

Review Score: 5
Number of Reviews: 1
Read Reviews

Just Mortgages Luton

Just Mortgages Luton

Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.

Your journey should be one of simplicity, choice and expertise.

I aim to provide the ultimate mortgage services experience by delivering the highest standards.

As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.

Additional Services:

None Listed

Address: 10-12 Wellington St, Luton LU1 2QH

Just Mortgages Luton website

Review Score: 4.9
Number of Reviews: 43
Read Reviews

How Did You Pick The Best Mortgage Advisors In Luton?

We started with a dataset of 19 listed Luton mortgage brokers & advisors we could find via Google Maps.

From there, we removed any listing that did not meet the following criteria.

  • Had no website
  • Had no reviews
  • Had an average review score below 4.0

At this point if we had 17 or fewer brokers we listed all of them.

For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).

In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.

Note we only used review data from Google Maps and not any other third-party websites.

How much do Luton mortgage brokers charge?

Mortgage brokers in Luton will most likely charge based on either a fee or commission structure.

It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.

According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).

For more you can also read out guides:

  • How much do mortgage advisors & brokers cost?
  • How do mortgage brokers & advisors get paid?

Can all the Luton mortgage brokers listed above help me with my mortgage needs?

That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.

Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.

Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.

Compare Mortgage Advisors
Find Your Ideal Mortgage Broker

Find Your Ideal Mortgage Broker

Find the right mortgage advisor for any type of mortgage including:

  • Remortgaging
  • Buying Your First Home
  • Moving Home
  • Buy To Let
  • Buying A Second Home
  • Bad Credit
  • Self-Employed
  • High LTV
  • Equity Release   

& More

Click To Get Started

Brokers In Other Cities

Farnham Mortgage Brokers & Advisors
Lichfield Mortgage Brokers & Advisors
Halifax Mortgage Brokers & Advisors
Gravesend Mortgage Brokers & Advisors
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