With roots going aback more than 200 years, SunLife specialises in insurance, equity release and funeral protection products for over 50s. SunLife were the first company in the UK to offer life insurance without a medical and one of the only companies to offer a funeral plan that comes with guaranteed financial protection. Over 800,000 customers have chosen SunLife’s over 50s life cover to help them leave a cash payout for their loved ones.
Topics
Life Insurance
SunLife does not offer life insurance.
Over 50s Life Insurance
SunLife’s Guaranteed Over 50 Plan works by paying out a fixed cash sum to your family when you die. Monthly payments are from £3.70 to £74 a month; these premiums will never go up, and if you are aged 50 to 85 then acceptance is guaranteed with no lifestyle questions. You’ll be immediately covered for accidental death, and have full cover after a year or two. You can have multiple plans but your monthly payments can’t be more than £100 a month and your total life cover cannot exceed £18,000. SunLife also offer an Over 60s Plan along similar lines.
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Mortgage Life Insurance
SunLife does not offer whole of life insurance.
Critical Illness Cover
SunLife does not offer critical life cover.
Whole Life Insurance
SunLife does not offer whole of life insurance.
Income Protection Insurance
SunLife does not offer income protection insurance.
Other Services
SunLife also offers home, car and pet insurance, funeral plans and equity release schemes.
Sunlife Reviews and Ratings
Based on thousands of reviews, Sunlife is overwhelmingly rated as excellent with customers very happy with the easy, informative website, helpful staff, straightforward policies and brilliant customer service. The company is highly recommended.
Trust Pilot – 4.7/5 (based on 1551 reviews)
Reviews.co.uk – 5/5 (based on 2 reviews)
Feefo – 4.8/5 (based on 5431 reviews)
Pros
- A popular, trusted brand name
- Long established and credible for over 200 years
- Specialists in insurance, equity release and funeral protection products for Over 50s
- Over 60s plans also offered
- The first company in the UK to offer life insurance without a medical
- Excellent customer reviews and a highly recommended company
- A helpful, informative and easy to understand website
- Competitive monthly premiums from just £3.70
- Acceptance guaranteed with no lifestyle questions
- 5 Star Defaqto Rating
- Free £110 gift card offered to new customers
Cons
- Specialists in Over 50s Life Insurance only; regular life cover not offered
- Mortgage cover, income protection cover and critical illness cover not offered
- Total life cover cannot exceed £18,000
Website: Sunlife