3 Best Ayr Mortgage Brokers & Advisors (2024)

Below we look at the 3 “best” mortgage brokers and advisors in Ayr.

For more on how we chose the best please consult our FAQ section at the end.

Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations. 

Gibson Mortgage Solutions

Description from the business: With over 10 years’ experience in the financial service industry, we offer a dedicated whole of market service which will take you from initial enquiry to the certainty of your mortgage offer.

Whether you are looking to buy your dream home, raising extra funds against your current one for home improvements or simply looking for a better deal on your existing mortgage we are here to help.

We also specialise in self-employed mortgage applications.

We dedicate the time and effort required to get you the mortgage you deserve.

No matter where you are based in the UK we will always respond to any query or question, please pick up the phone or drop us an email and let us provide your mortgage solution.

Additional Services:

None Listed

Address: 26 Maple Dr, Ayr KA7 3QP

Gibson Mortgage Solutions website

Review Score: 5
Number of Reviews: 18
Read Reviews

Renwick Mortgage Solutions

Description from the business: I provide bespoke mortgage and protection advice including the following areas of business: First time buy House move Remortgage Buy to let Protection business (life, critical illness, income protection, home insurance) Non standard cases (self employed/ complex income, age/ expiry concerns/ contractor income)

Additional Services:

None Listed

Address: Business Centre, 2 Beresford Terrace, Ayr KA7 2EG

Renwick Mortgage Solutions website

Review Score: 5
Number of Reviews: 49
Read Reviews

Mortgage Information Centre

Description from the business: Independent Mortgage Brokers offering FREE impartial advice to first time buyers, home movers, re-mortgage customers, Buy to let investors, Retirement interest only mortgages & debt consolidation

Additional Services:

None Listed

Address: JA Boyd Solicitors, 3 Cathcart Street and 27 Newmarket Street (within, Ayr KA7 1BJ

Mortgage Information Centre website

Review Score: 5
Number of Reviews: 1
Read Reviews

How Did You Pick The Best Mortgage Advisors In Ayr?

We started with a dataset of 9 listed Ayr mortgage brokers & advisors we could find via Google Maps.

From there, we removed any listing that did not meet the following criteria.

• Had no website
• Had no reviews
• Had an average review score below 4.0

At this point if we had 17 or fewer brokers we listed all of them.

For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).

In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.

Note we only used review data from Google Maps and not any other third-party websites.

How much do Ayr mortgage brokers charge?

Mortgage brokers in Ayr will most likely charge based on either a fee or commission structure.

It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.

According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).

For more you can also read out guides:

• How much do mortgage advisors & brokers cost?
• How do mortgage brokers & advisors get paid?

Can all the Ayr mortgage brokers listed above help me with my mortgage needs?

That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.

Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.

Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.

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