Below we look at the 17 “best” mortgage brokers and advisors in Cardiff.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Topics
Charles Frank Finance Ltd – incorporating SimplyZest Protection
Description from the business: Independent and Impartial Mortgage advice for home movers, first time buyers and remortgages and importantly the ability to protect you and your family.
We pride ourselves on great service, call us today on 02921670060.
Additional Services:
Commercial agent
Life Insurance Agency
Address: 89 Cardiff Rd, Taff’s Well, Cardiff CF15 7PL
Charles Frank Finance Ltd – incorporating SimplyZest Protection website
Review Score: 5
Number of Reviews: 124
Read Reviews
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
M4 Mortgages Ltd
Description from the business: M4 Mortgages Ltd, a comprehensive mortgage brokers formed by Catherine Baines and Samantha Kear.
Both Catherine and Samantha have gained valuable knowledge of the housing market in Cardiff and the surrounding area, working as mortgage advisers for U.
K.
‘s leading banks.
Between them they have over 20 years experience in financial services.
Life is complicated enough, so let us make the process of providing impartial mortgage advice, simple, painless and straightforward for you.
We will provide you with expert guidance as well as a reliable service which we base on trust, honesty and integrity.
Additional Services:
None Listed
Address: 44 Copperfield Dr, Llanishen, Cardiff CF14 9DD
Review Score: 5
Number of Reviews: 27
Read Reviews
Affinity Financial
Description from the business: At Affinity Financial, we have made it our mission to make bespoke Mortgage & Protection advice open and accessible to all.
We firmly believe that proper financial advice isn’t just for the wealthy and should always be carried out with ethical practices.
With our people-orientated approach, we will work tirelessly to deliver solutions catered to your needs and with your best interests at heart.
Additional Services:
None Listed
Address: 4th Floor, 14 Museum Pl, Cardiff CF10 3BH
Review Score: 5
Number of Reviews: 53
Read Reviews
GPS Financial
Description from the business: Not Available
Additional Services:
None Listed
Address: Forgeside Cl Cardiff Bay Business Centre, S05, Cardiff CF24 5FA
Review Score: 5
Number of Reviews: 35
Read Reviews
Just Mortgages Rumney
Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.
Your journey should be one of simplicity, choice and expertise.
I aim to provide the ultimate mortgage services experience by delivering the highest standards.
As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.
.
.
Additional Services:
None Listed
Address: 782-784 Newport Rd, Rumney, Cardiff CF3 4FG
Review Score: 5
Number of Reviews: 263
Read Reviews
Just Mortgages Llandaff
Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.
Your journey should be one of simplicity, choice and expertise.
I aim to provide the ultimate mortgage services experience by delivering the highest standards.
As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
None Listed
Address: 47C Cardiff Rd, Cardiff CF5 2DP
Just Mortgages Llandaff website
Review Score: 5
Number of Reviews: 22
Read Reviews
Just Mortgages Canton
Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.
Your journey should be one of simplicity, choice and expertise.
I aim to provide the ultimate mortgage services experience by delivering the highest standards.
As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
None Listed
Address: 211 Cowbridge Rd E, Cardiff CF11 9AJ
Review Score: 4.9
Number of Reviews: 148
Read Reviews
Just Mortgages Albany Road
Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.
Your journey should be one of simplicity, choice and expertise.
I aim to provide the ultimate mortgage services experience by delivering the highest standards.
As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
None Listed
Address: 101 Albany Rd, Cardiff CF24 3LP
Just Mortgages Albany Road website
Review Score: 5
Number of Reviews: 431
Read Reviews
Talk mortgage broker Cardiff and Bristol
Description from the business: At Talk Mortgage Broker in Cardiff we have one aim, which is to provide you the customer with no obligation and helpful advice with regards to your mortgage needs.
The journey begins with a no obligation consultation with one of our brokers, who specialise in comparing 100’s of deals in order to meet the needs of each individual client.
Additional Services:
None Listed
Address: The Maltings, Cardiff CF24 5EA
Talk mortgage broker Cardiff and Bristol website
Review Score: 5
Number of Reviews: 47
Read Reviews
AFP Wales/Cymru
Description from the business: AFP Wales/Cymru is an Independent Whole of Market Mortgage and Insurance provider.
With 16 years experience in specialist mortgage lending, we can provide insightful advice on your mortgage and protection needs, no matter how complex.
All of our advice is non obligation, with fees typically charged on a successful outcome.
So whether you are looking to reduce your mortgage costs, move home, improve your home, expand your property portfolio, raise money for any purposes, or insure you, your family or business, we will be happy to help
Additional Services:
None Listed
Address: 9 Sophia Walk, Pontcanna, Cardiff CF11 9LE
Review Score: 5
Number of Reviews: 17
Read Reviews
First in Mortgages
Description from the business: First In Mortgages is a team of mortgage brokers and mortgage advisers based in Cardiff, South Wales.
We have 60 years of combined experience in the industry to provide you with the best deal, mortgage advice, and customer service.
We are rated on Three Best Rated as one of the top 3 mortgage brokers throughout Cardiff, and have been for the last 4 years.
Our team of independent mortgage experts will give you fantastic mortgage advice and the best mortgage rate possible for your Cardiff property.
Contact our independent mortgage brokers today.
Additional Services:
Insurance agency
Life Insurance Agency
Mortgage lender
Address: 16 Felbrigg Cres, Pontprennau, Cardiff CF23 8SE
Review Score: 5
Number of Reviews: 67
Read Reviews
Ramsay & White – Finance for Property Investors
Description from the business: Ramsay & White are specialists in property finance.
With access to market-leading lenders and a broad network of experts, we will find the solution that best fits your property finance requirements.
We are based in Cardiff, Bath and London, however we serve Investors & Developers across the whole of the UK.
Additional Services:
Finance broker
Property Investment
Address: Neptune Court, 15, Vanguard Way, Cardiff CF24 5PJ
Ramsay & White – Finance for Property Investors website
Review Score: 5
Number of Reviews: 72
Read Reviews
Just Mortgages Llanishen
Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.
Your journey should be one of simplicity, choice and expertise.
I aim to provide the ultimate mortgage services experience by delivering the highest standards.
As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
None Listed
Address: 19 Station Rd, Llanishen, Cardiff CF14 5LS
Just Mortgages Llanishen website
Review Score: 4.9
Number of Reviews: 101
Read Reviews
Eden Hawk Financial Solutions
Description from the business: Eden Hawk is a well-established and trusted leading Mortgage Broker & Protection Advisors in Cardiff.
We can help with your mortgage and protection needs with a wealth of experience with helping First Time Buyers, Remortgages, Home Movers, Buy to Let, Holiday Let, and Protection reviews.
An initial no-obligation consultation is available at a time and location that suits you best.
We offer tailored advice that is specific to your circumstances.
We’ll take care of everything from helping select the right mortgage for you or simply transferring your mortgage with your current lender to dealing with the whole application process.
Our expert team offers a stress-free service saving you time and money with over 30 years of experience.
Additional Services:
None Listed
Address: Unit 3 Lewis Rd, Portmanmoor Rd, Cardiff CF24 5HQ
Eden Hawk Financial Solutions website
Review Score: 5
Number of Reviews: 78
Read Reviews
Mortgage Scout Roath
Description from the business: Not Available
Additional Services:
None Listed
Address: 92 Albany Rd, Cardiff CF24 3RS
Review Score: 5
Number of Reviews: 14
Read Reviews
Tannorella Mortgages Ltd
Description from the business: Award winning mortgage brokerage- we offer a complete solution to your mortgage & insurance needs.
We work with you and for you to provide professional friendly advice suited to your individual needs and circumstances.
With access to more than 90 lenders covering all high street lenders and many more.
We cover all income types and credit profiles including 1 year trading accounts, CCJ’s, defaults ( satisfied and unsatisfied ) and debt management plans.
We offer advice on sale & purchase, remortgage, buy to let purchase and remortgage, HMO purchase and remortgage.
We also provide professional advice for clients who fit the criteria for Lifetime mortgages/Equity release.
Call us on 02920 349730
Email wehelp@tannorellamortgages.
co.
uk
Additional Services:
Mortgage lender
Address: 2.0b, 22 Cathedral Rd, Pontcanna, Cardiff CF11 9LJ
Tannorella Mortgages Ltd website
Review Score: 5
Number of Reviews: 139
Read Reviews
Oak Financial
Description from the business: At Oak Financial, we’re dedicated to helping you secure the best mortgage and protection products with fantastic service.
Whether you’re a first time buyer, moving home, expanding your buy to let portfolio, or require some personal protection, we can help every step of the way.
From providing some initial information, to finalising the deal with your solicitor; at Oak Financial – you can rely on us.
Additional Services:
None Listed
Address: 35 Beckgrove Cl, Cardiff CF24 2SE
Review Score: 5
Number of Reviews: 15
Read Reviews
How Did You Pick The Best Mortgage Advisors In Cardiff?
We started with a dataset of 72 listed Cardiff mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Cardiff mortgage brokers charge?
Mortgage brokers in Cardiff will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
Can all the Cardiff mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Brokers In Other Cities
Plymouth Mortgage Brokers & Advisors
Chelmsford Mortgage Brokers & Advisors
Colchester Mortgage Brokers & Advisors
Peterborough Mortgage Brokers & Advisors
Newcastle upon Tyne Mortgage Brokers & Advisors