Below we look at the 3 “best” mortgage brokers and advisors in Falmouth.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Justin Charles Of A. Miller Financial Ltd
Description from the business: Independent Mortgage Broker.
Address: 1st Floor, 61 Church St, Falmouth TR11 3DS
Review Score: 5
Number of Reviews: 38
Caenstone Falmouth Mortgage Broker
Description from the business: Whether you’re buying your first home, moving to your next property or re-financing your portfolio, you need mortgage advice you can trust.
At Caenstone, our experts boast a wealth of experience and have access to thousands of mortgage deals from hundreds of lenders.
Our team’s inside knowledge and unrivalled contacts with key decision makers will find the deal that exactly suits your individual needs.
Providing advice that’s refreshingly straightforward and transparent.
At Caenstone, it’s the way we put it all together that sets us apart.
Address: Office 4 & 5, The Old Post Office, The Moor, Falmouth TR11 3QA
Review Score: 5
Number of Reviews: 55
A. Miller Financial Ltd
Description from the business: Independent Financial Advisers: Customers need independent advice, not just a list of financial products.
Outstanding customer service is at the heart of our business.
No two of out customers have the same needs, so we deal with everyone on a personal basis.
Address: Top Floor, 61 Church St, Falmouth TR11 3DS
Review Score: 5
Number of Reviews: 1
How Did You Pick The Best Mortgage Advisors In Falmouth?
We started with a dataset of 4 listed Falmouth mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Falmouth mortgage brokers charge?
Mortgage brokers in Falmouth will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
- How much do mortgage advisors & brokers cost?
- How do mortgage brokers & advisors get paid?
Can all the Falmouth mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Find the right mortgage advisor for any type of mortgage including:
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- High LTV
- Equity Release