Below we look at the 17 “best” mortgage brokers and advisors in Lincoln.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Topics
Mortgage Advisor / Mortgage Broker – Anesh Chauhan
Description from the business: There are hundreds of mortgage advisers in Lincolnshire.
Every broker is different, for example, did you know that some only provide a limited set of deals and others are tied to specific lending institutions.
In the current climate of lenders withdrawing products, tightening affordability analysis, it’s essential that you use an experienced broker that has an unrestricted access to the marketplace.
At Look After My Mortgage, we are a team of experienced advisors that have access to the entire marketplace.
-Mortgage broker In Lincoln
– Mortgage Advisor in Lincoln
– Whole of Market
– Expert in Debt Consolidation
– Capital raising (e.
g.
home improvements etc).
-Joint to sole & sole joint mortgages (e.
g.
separation)
-First Time Buyers.
Additional Services:
Finance broker
Income protection insurance agency
Life Insurance Agency
Address: 2 Hyde Park Cl, North Hykeham, Lincoln LN6 9XU
Mortgage Advisor / Mortgage Broker – Anesh Chauhan website
Review Score: 5
Number of Reviews: 56
Read Reviews
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
3D Mortgages
Description from the business: 3D Mortgages provides comprehensive Mortgage & Protection advice to the Lincoln and surrounding areas.
Our clients get advice they understand and trust no-nonsense, straight-talking, and jargon-free.
We’re always on hand to provide support throughout the process.
Get in touch today for your free initial consultation.
Additional Services:
None Listed
Address: The Quays, 25, Burton Waters, Lincoln LN1 2XG
Review Score: 5
Number of Reviews: 72
Read Reviews
Jason Kopsidas – The Official Mortgage Company
Description from the business: Providing a high quality level of customer service and advice is at the heart of everything that I do.
I offer a bespoke service which is specifically catered to how you would prefer to deal with your mortgage & protection enquiry.
I am happy to meet face-to-face, talk over the phone or alternatively if you are too busy then can also deal with everything via email.
I offer a free initial consultation and can also provide advice on your entire mortgage related insurances needs.
Additional Services:
None Listed
Address: 18 The Link, Lincoln LN5 0BJ
Jason Kopsidas – The Official Mortgage Company website
Review Score: 5
Number of Reviews: 48
Read Reviews
Good Life Mortgage – Local Broker/Equity Release/member of The Equity Release Council
Description from the business: Meral Kendrick CeMAP CeRER is based in Lincoln and is a friendly, patient, female, non-judgemental adviser providing advice from a comprehensive range of lenders for Mortgages & Equity Release, including existing lifetime mortgage reviews & advice covers all of the UK.
She is a qualified Later Life Adviser for over 55’s.
She helps clients at all stages of life, whether you are taking your first step onto the property ladder, considering an investment property, planning your next move or are in retirement, looking for a new home.
Meral is a member of the Equity Release Council.
Free initial Consultation.
Additional Services:
None Listed
Address: Enterprise Building, Sparkhouse, Rope Walk, Lincoln LN6 7DQ
Good Life Mortgage – Local Broker/Equity Release/member of The Equity Release Council website
Review Score: 5
Number of Reviews: 4
Read Reviews
SC Mortgages Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 35 Redwood Dr, Waddington, Lincoln LN5 9BN
Review Score: 5
Number of Reviews: 3
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Mortgage Advice Bureau Lincoln
Description from the business: Welcome to Mortgage Advice Bureau Lincoln.
We’re a nationally recognised brand with expert, local mortgage advisers in Lincoln that offer the right advice for your mortgage needs.
Our team have access to thousands of mortgage deals with 94 lenders and can help you with all aspects of mortgage and protection advice including first time buyers, home movers, remortgage, buy-to-let, equity release, protection reviews and more.
Additional Services:
None Listed
Address: 34 Silver St, Lincoln LN2 1EH
Mortgage Advice Bureau Lincoln website
Review Score: 5
Number of Reviews: 5
Read Reviews
Mortgage Minders Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 134 Wragby Rd, Lincoln LN2 4PH
Review Score: 5
Number of Reviews: 7
Read Reviews
Just Mortgages Lincoln
Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.
Your journey should be one of simplicity, choice and expertise.
I aim to provide the ultimate mortgage services experience by delivering the highest standards.
As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
None Listed
Address: 37 Silver St, Lincoln LN2 1EH
Just Mortgages Lincoln website
Review Score: 5
Number of Reviews: 210
Read Reviews
Grayling Mortgage Solutions Ltd
Description from the business: Grayling Mortgage Solutions was formed in January 2017, with the aim of providing a professional and approachable service for clients who are looking for honest and helpful advice for all aspects of borrowing.
While mainly a residential and buy-to-let mortgage specialist, we also offer guidance around bridging finance, commercial borrowing and protection advice including life assurance, critical illness and income protection.
We are based in the recently renovated historic Grade II listed ‘Stokes’ building at the Lawn in uphill Lincoln, with excellent parking availability and access to the famous Stokes coffee shop.
Additional Services:
None Listed
Address: 17-21 W Parade, Lincoln LN1 1NW
Grayling Mortgage Solutions Ltd website
Review Score: 5
Number of Reviews: 17
Read Reviews
Embrace Financial Services – North Hykeham
Description from the business: Embrace Financial Services – North Hykeham is one of the many Embrace Financial Services offices across the UK that search for the most suitable mortgage and protection products.
Our financial consultants from Embrace Financial Services – North Hykeham have experience of arranging mortgages and insurance policies for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing – right across the UK.
Additional Services:
None Listed
Address: 28, The Forum, Newark Rd, North Hykeham, Lincoln LN6 8HW
Embrace Financial Services – North Hykeham website
Review Score: 5
Number of Reviews: 2
Read Reviews
Andy Wilson Financial Services Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 2 Claudius Rd, North Hykeham, Lincoln LN6 9PH
Andy Wilson Financial Services Ltd website
Review Score: 5
Number of Reviews: 4
Read Reviews
Concise Financial Solutions Ltd
Description from the business: Concise Financial Solutions are based in Lincoln and offer mortgage and protection advice across the UK.
We specialise in providing whole of market help and advice on all aspects of property finance including residential and buy to let mortgages and equity release products.
Our aim is to provide comprehensive but relevant advice in a clear and easy to understand way.
Additional Services:
Financial Advisor
Insurance broker
Address: 4B The Quays, Burton Waters, Lincoln LN1 2XG
Concise Financial Solutions Ltd website
Review Score: 5
Number of Reviews: 19
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Mortgages in Lincoln
Description from the business: Not Available
Additional Services:
None Listed
Address: 45 High St, Lincoln LN5 8AS
Review Score: 4.9
Number of Reviews: 34
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White Mortgages Ltd
Description from the business: Need a mortgage & insurance adviser in Lincoln & the surrounding area? White Mortgages Ltd have been providing an exceptional service since 2011 for everyone from First Time Buyers to Buy to Let Landlords.
Our expert advisers are whole of market mortgage brokers, meaning that they have access to over 100 lenders.
Always ensuring that you get the best mortgage deal for your circumstances.
Purchasing property can be a stressful process, let us make it easier.
Our team are your port of call from your first appointment to collecting your keys.
We liaise with solicitors, insurers & surveyors on your behalf, the only thing we don’t do is arrange the removal vans.
Additional Services:
Insurance broker
Address: City Office Park, 2 Crusader Rd, Lincoln LN6 7AS
Review Score: 4.8
Number of Reviews: 23
Read Reviews
Embrace Financial Services – Lincoln
Description from the business: Embrace Financial Services – Lincoln is one of the many Embrace Financial Services offices across the UK that search for the most suitable mortgage and protection products.
Our financial consultants from Embrace Financial Services – Lincoln have experience of arranging mortgages and insurance policies for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing – right across the UK.
Additional Services:
None Listed
Address: 44-45 Silver St, Lincoln LN2 1EH
Embrace Financial Services – Lincoln website
Review Score: 5
Number of Reviews: 1
Read Reviews
Key Mortgages
Description from the business: Mortgage and Insurance Broker offering flexible appointments at times and locations convenient to you.
Good quality advice combined with exceptional service is what we strive for as well as being clear and transparent in what we do for you so you understand the reasons why.
Specialists in First Time Buyers, People looking to move home or look for a new deal but also very experienced with Shared Ownership, Help to Buy and Buy To Let mortgages too.
Additional Services:
None Listed
Address: Enterprise Building, Sparkhouse, Rope Walk, Lincoln LN6 7DQ
Review Score: 5
Number of Reviews: 15
Read Reviews
Lincoln Mortgages and Protection
Description from the business: Friendly team of knowledgeable advisers who come highly recommended.
Advice available remotely across the country or in person with a local adviser across Lincolnshire, Humberside and beyond.
Additional Services:
Insurance broker
Address: Lincoln House, Newland, Lincoln LN1 1XP
Lincoln Mortgages and Protection website
Review Score: 5
Number of Reviews: 28
Read Reviews
How Did You Pick The Best Mortgage Advisors In Lincoln?
We started with a dataset of 26 listed Lincoln mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Lincoln mortgage brokers charge?
Mortgage brokers in Lincoln will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
Can all the Lincoln mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Brokers In Other Cities
Ipswich Mortgage Brokers & Advisors
Chester Mortgage Brokers & Advisors
Brentwood Mortgage Brokers & Advisors
Brighton Mortgage Brokers & Advisors
Doncaster Mortgage Brokers & Advisors