Below we look at the 1 “best” mortgage brokers and advisors in Porthmadog.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Jim Kelly Mortgage Services
Description from the business: Jim Kelly Mortgage Services arranges mortgages for first time buyers, home movers, buy-to-lets, self-employed, self-build, commercial loans and development or bridging loan finance.
They also have access to specialist lenders who offer products to clients who may not be able to obtain finance in the normal way from high street lenders due to their personal circumstances or credit history or perhaps the property being purchased is of non-standard construction or is subject to local occupancy restrictions.
We will be able to advise you on all aspects of the mortgage process, assess your mortgage requirements, and apply to a lender to obtain a mortgage certificate.
Address: 3 Bank Pl, Porthmadog LL49 9AA
Review Score: 5
Number of Reviews: 3
How Did You Pick The Best Mortgage Advisors In Porthmadog?
We started with a dataset of 2 listed Porthmadog mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Porthmadog mortgage brokers charge?
Mortgage brokers in Porthmadog will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
- How much do mortgage advisors & brokers cost?
- How do mortgage brokers & advisors get paid?
Can all the Porthmadog mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Find the right mortgage advisor for any type of mortgage including:
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- High LTV
- Equity Release
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