Below we look at the 15 “best” mortgage brokers and advisors in St Albans.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Topics
Lonsdale Mortgages
Description from the business: Our Lonsdale mortgage brokers offer mortgage advice in an open and straightforward manner.
We work with you to find the right mortgage for your financial circumstances.
Once we have found the right mortgage for you we will project manage your mortgage application by speaking to your lender and solicitor on your behalf.
Lonsdale Mortgages do not charge a fee for their services, we receive commission from the provider except in instances where we organise additional borrowing for a client with their existing lender, as some providers do not offer commission.
You will save time by getting your mortgage application processed by us.
Additional Services:
None Listed
Address: 3 Curo Park, Frogmore, St Albans AL2 2DD
Review Score: 5
Number of Reviews: 24
Read Reviews
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Viva Retirement Solutions Equity Release
Description from the business: Viva Retirement Solutions are nationwide, we are multi-award winning and specialise in Later Life mortgages such as Equity Release and Lifetime Mortgages.
Across the company, our advisers have many, many years of industry experience across a variety of products.
We have a combined wealth of experience with equity release and lifetime mortgages and this means that we will be able to tell you if releasing equity from your property is right for you or not.
We have released millions for people just like you for a variety of reasons.
It is your dreams, wants and needs that are important to us and so we offer you a free, no obligation first appointment to understand this fully.
Additional Services:
None Listed
Address: 4 Severnvale, London Colney, St Albans AL2 1TE
Viva Retirement Solutions Equity Release website
Review Score: 5
Number of Reviews: 13
Read Reviews
Hive Mortgages Limited
Description from the business: Mortgage Broker
Additional Services:
None Listed
Address: 4 Housefield Way, St Albans AL4 0GQ
Hive Mortgages Limited website
Review Score: 5
Number of Reviews: 3
Read Reviews
Q Mortgages
Description from the business: At Q Mortgages, we believe that buying a home should be an exciting time and that getting a mortgage should be simple.
Our highly experienced mortgage and insurance advisers are available to provide you with tailored advice to suit your individual circumstances.
Additional Services:
Insurance broker
Address: Censeo House, 6 St Peter’s St, St Albans AL1 3LF
Review Score: 5
Number of Reviews: 28
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Independent Mortgage Advice Bureau
Description from the business: Getting a mortgage can be a challenging and complicated process.
That’s why you need regular access to expert guidance and support from people you know you can trust.
Our aim is to provide you with professional knowledge of the market and excellence in customer service whilst being on hand to help every step of the way.
We’re committed to helping you fully understand the broad range of options available to you so that you can work with us to make an informed decision about the product that is most suited to your individual requirements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
Insurance broker
Address: 24 Holywell Hill, St Albans AL1 1BZ
Independent Mortgage Advice Bureau website
Review Score: 4.9
Number of Reviews: 64
Read Reviews
Greenleaf Mortgages
Description from the business: Independent Mortgage Advisor – Based in St Albans.
Established in 2005.
FCA Number: 958857
Specialising in:
Residential Mortgages
Buy to Let Mortgages
Second Homes
Life Insurance
Income Protection
Additional Services:
None Listed
Address: 31 Newfield Way, St Albans AL4 0GB
Review Score: 4.8
Number of Reviews: 4
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The Mortgage Store
Description from the business: The Mortgage Store makes getting a mortgage smooth, easy and very quick.
We specialise in providing advice on a wide range of mortgages including remortgages, buy-to-let mortgages, home mover mortgages, first-time buyer mortgages, mortgages, new build mortgages, contractor mortgages, mortgages for teachers, armed-forces mortgages and NHS mortgages.
With thousands of different mortgage schemes available in the UK for people with varying circumstances, finding the right mortgage deal can be very time-consuming.
This is why we pride ourselves on our exceptional, 5-star service in helping people find the perfect mortgage deal.
Additional Services:
Insurance broker
Address: 2nd Floor, 4 Beaconsfield Rd, St Albans AL1 3RD
Review Score: 5
Number of Reviews: 8
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M&G Mortgages Ltd
Description from the business: Mortgage Broker offering independent advice on Residential & Investment Finance
Additional Services:
None Listed
Address: 34a Roestock Ln, Colney Heath, St Albans AL4 0PR
Review Score: 5
Number of Reviews: 127
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Embrace Financial Services – St Albans
Description from the business: Embrace Financial Services – St Albans is one of the many Embrace Financial Services offices across the UK that search for the most suitable mortgage and protection products.
Our financial consultants from Embrace Financial Services – St Albans have experience of arranging mortgages and insurance policies for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing – right across the UK.
Additional Services:
None Listed
Address: 4 Chequer St, St Albans AL1 3XZ
Embrace Financial Services – St Albans website
Review Score: 5
Number of Reviews: 25
Read Reviews
First Strategy Mortgage Services
Description from the business: Traditionally, property finance can be complicated and finding the right mortgage can be daunting and time consuming.
This is why it is imperative to have an expert who can not only help you find the right mortgage, but also help you choose a suitable mortgage for your needs.
At First Strategy we specialise in all types of mortgages, whether you are a first-time buyer, home mover, first-time landlord, property investor, or simply looking for a better deal on your mortgage, our priority is to make getting a mortgage as straightforward and stress free as possible.
First Time Buyer, Remortgaging, Buy-to-Let Mortgages, Shared Ownership, Let-to-Buy, Help-to-Buy, Porting your existing mortgage, Houses with Multiple Occupancy (HMO’s), Adverse.
Additional Services:
Finance broker
Financial Advisor
Mortgage lender
Address: 2 Victoria Square Fountain Court, St Albans AL1 3TF
First Strategy Mortgage Services website
Review Score: 5
Number of Reviews: 18
Read Reviews
Individual Mortgage Solutions Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 2 St Peter’s St, St Albans AL1 3LF
Individual Mortgage Solutions Ltd website
Review Score: 5
Number of Reviews: 2
Read Reviews
Prestige Private Finance Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 2 Fountain Court, Victoria Square, St Albans AL1 3TF
Prestige Private Finance Ltd website
Review Score: 5
Number of Reviews: 1
Read Reviews
Paula Cohen IFS
Description from the business: Not Available
Additional Services:
None Listed
Address: Wren House, 68 London Rd, St Albans AL1 1NG
Review Score: 5
Number of Reviews: 1
Read Reviews
CFP – Mortgage Broker Wheathampstead
Description from the business: CFP offers a hands on, personal and proactive approach to all aspects of mortgages, Equity Release and life assurance.
We don’t work off a small panel of lenders or providers so we are able to carry out a market wide review to help find the most suitable product.
Every case is dealt with individually and with the same expertise every time.
Additional Services:
None Listed
Address: 21A High St, Wheathampstead, St Albans AL4 8BB
CFP – Mortgage Broker Wheathampstead website
Review Score: 5
Number of Reviews: 3
Read Reviews
Maxted & Bareham Financial Services Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 4 Halifax Cl, Bricket Wood, St Albans AL2 3RH
Maxted & Bareham Financial Services Ltd website
Review Score: 5
Number of Reviews: 4
Read Reviews
How Did You Pick The Best Mortgage Advisors In St Albans?
We started with a dataset of 25 listed St Albans mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do St Albans mortgage brokers charge?
Mortgage brokers in St Albans will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
Can all the St Albans mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
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