Below we look at the 14 “best” mortgage brokers and advisors in Watford.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Topics
Aria Finance
Description from the business: The UK’s leading specialist finance broker.
Additional Services:
Property Investment
Address: Second Floor, Edward Hyde Building, 38 Clarendon Rd, Watford WD17 1JW
Review Score: 4.3
Number of Reviews: 10
Read Reviews
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
PRP Mortgages
Description from the business: PRP Mortgages is an Independent Mortgage & Protection Adviser based in Hertfordshire & Essex offering independent specialist advice on mortgages, loans, life cover and equity release.
We take the time to work out the best options for you and your borrowing needs with excellent and personal customer service throughout.
Additional Services:
None Listed
Address: Lady Capels Cottage, Hempstead Rd, Watford WD17 3NL
Review Score: 5
Number of Reviews: 1
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Mercantile Trust
Description from the business: Mercantile Trust are an independently owned specialist lender in Buy to Let Mortgages, Commercial Mortgages and Bridging Loans.
We are part of the Norfolk Capital Group of Companies that have been providing loans for over 25 years.
We aim to help everyone, our clients include people with excellent credit profiles, to people with adverse, poor or even bad credit profiles.
We approach each client’s case without judgement and endeavour to provide the best outcome possible.
Our business is built on integrity and accountability, with the aim of building lifelong relationships with our clients.
We offer a flexible approach to underwriting and have a team of experts ready to help you
Additional Services:
Business-to-Business service
Loan agency
Address: 1st Floor, Building, Axis, Office, 2 Rhodes Way, Watford WD24 4YW
Review Score: 5
Number of Reviews: 1
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Watford Mortgage Advisor
Description from the business: My name is Neha Maheshwari: a friendly and professional Watford based Mortgage & Protection Adviser servicing all surrounding areas.
I am part of Aitana Financial Services – a South East based firm with over 25 years’ experience within the industry.
We pride ourselves on both the advice and the level of service we give.
Please get in touch if you would like a free review of either your mortgage or protection requirements/needs.
I am able to arrange appointments to suit you, at your home or office, including evenings.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Additional Services:
None Listed
Address: 172 Hayling Rd, Watford WD19 7QP
Watford Mortgage Advisor website
Review Score: 5
Number of Reviews: 2
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Envista Finance Limited
Description from the business: A friendly and professional adviser who will learn about your situation and needs before narrowing down your mortgage options in whole of the market.
Unlike other brokers, arranging your mortgage isn’t all we do.
We help you through your entire property-buying journey.
We can help you arranging the right, insurance and protection
Additional Services:
None Listed
Address: 172 Hayling Rd, Watford WD19 7QP
Envista Finance Limited website
Review Score: 5
Number of Reviews: 32
Read Reviews
Better Steps FS
Description from the business: We’re passionate about all things mortgages!
As an independent broker, our mission is to find the best available mortgage for you!
Are you ready to take a step towards a better tomorrow?
Additional Services:
Insurance broker
Address: 56 Foxleys, Watford WD19 5DE
Review Score: 5
Number of Reviews: 12
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P2M Group Ltd
Description from the business: Residential Mortgages & Remortgages, Specialsit Lending, Commercial lending.
Life and Critical Illness Insurance, Private Medical Insurance, Home insurance.
Wills and Estate Planning.
Inheritance Tax Planning
Additional Services:
None Listed
Address: 32 Langley Rd, Watford WD17 4PN
Review Score: 5
Number of Reviews: 128
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Contractor Mortgages Direct
Description from the business: At Contractor Mortgages Direct, we specialise in advising on and processing contractor mortgage applications to arrange mortgages for niche income clients, who need that extra special attention.
We are fully qualified and skilled in assessing and understanding your circumstances and presenting it to the underwriter in a manner that is acceptable to them.
With over 15,000 mortgage products from just under 100 lenders, we are confident that we will find you the right deal.
We are an Independent Whole Of Market Mortgage Broker.
Additional Services:
None Listed
Address: 31, Metro Centre, Dwight Rd, Northwood, Watford WD18 9SB
Contractor Mortgages Direct website
Review Score: 5
Number of Reviews: 158
Read Reviews
RV Financial Associates Ltd
Description from the business: Mortgage & Insurance
Additional Services:
None Listed
Address: 201 Prestwick Rd, Watford WD19 6EJ
RV Financial Associates Ltd website
Review Score: 5
Number of Reviews: 88
Read Reviews
Embrace Financial Services – Watford
Description from the business: Embrace Financial Services – Watford is one of the many Embrace Financial Services offices across the UK that search for the most suitable mortgage and protection products.
Our financial consultants from Embrace Financial Services – Watford have experience of arranging mortgages and insurance policies for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing – right across the UK.
Additional Services:
None Listed
Address: 99 The Parade, Watford WD17 1LN
Embrace Financial Services – Watford website
Review Score: 4.9
Number of Reviews: 16
Read Reviews
Oak Financial Services
Description from the business: Not Available
Additional Services:
None Listed
Address: 19-21 Clarendon Rd, Watford WD17 1JR
Oak Financial Services website
Review Score: 5
Number of Reviews: 2
Read Reviews
Independent Mortgage Advice Bureau
Description from the business: Getting a mortgage can be a challenging and complicated process.
That’s why you need regular access to expert guidance and support from people you know you can trust.
Our aim is to provide you with professional knowledge of the market and excellence in customer service whilst being on hand to help every step of the way.
We’re committed to helping you fully understand the broad range of options available to you so that you can work with us to make an informed decision about the product that is most suited to your individual requirements.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
Insurance broker
Address: Unit 17 Orbital 25 Business Park, Dwight Rd, Northwood, Watford WD18 9DA
Independent Mortgage Advice Bureau website
Review Score: 5
Number of Reviews: 29
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P J Mortgages UK Ltd
Description from the business: Not Available
Additional Services:
None Listed
Address: 354 St Albans Rd, Watford WD24 6PQ
Review Score: 5
Number of Reviews: 2
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Thomas Oliver
Description from the business: Not Available
Additional Services:
None Listed
Address: 7 Woodmere Ave, Watford WD24 7LR
Review Score: 5
Number of Reviews: 1
Read Reviews
How Did You Pick The Best Mortgage Advisors In Watford?
We started with a dataset of 30 listed Watford mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Watford mortgage brokers charge?
Mortgage brokers in Watford will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
Can all the Watford mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Brokers In Other Cities
Warrington Mortgage Brokers & Advisors
Rotherham Mortgage Brokers & Advisors
Reading Mortgage Brokers & Advisors
Wirral Mortgage Brokers & Advisors
Huddersfield Mortgage Brokers & Advisors