4 Best Widnes Mortgage Brokers & Advisors (2024)

Below we look at the 4 “best” mortgage brokers and advisors in Widnes.

For more on how we chose the best please consult our FAQ section at the end.

Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations. 

McCaffrey Mortgages Independent Mortgage Advisors

Description from the business: Not Available

Additional Services:

None Listed

Address: Grenfell House, Widnes Rd, Widnes WA8 6AX

McCaffrey Mortgages Independent Mortgage Advisors website

Review Score: 5
Number of Reviews: 2
Read Reviews

JAfinancialserviceswidnes

Description from the business: Mortgage and Protection adviser,dealing with all major lenders and Insurance Companies, providing support for all of house purchase and remortgage transactions.

And cover options for the protection of the family and mortgage loan.

I am authorised by the Financial Conduct Authority, and my registration number 720160 and information details can be found on their website .

I work from home.

Additional Services:

Insurance broker

Address: 10 Woodstock Grove, Widnes WA8 9ZU

JAfinancialserviceswidnes website

Review Score: 5
Number of Reviews: 23
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Elm Tree Mortgages

Description from the business: We are local mortgage brokers in Widnes and the surrounding areas.

Our expert mortgage advisers are here to make the process as simple as possible, whether you are a first time buyer, remortgaging, moving home or investing in a buy-to-let property.

Mortgage Advice Bureau is a leading mortgage network, winning awards for the quality of its advice and service.

We have access to over 12,000 mortgages from over 90 lenders and take care of everything from helping you select the right mortgage to handling the whole application process.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee up to 1%, typical 0.

3%.

Additional Services:

Insurance broker

Life Insurance Agency

Address: 53a Albert Rd, Widnes WA8 6JS

Elm Tree Mortgages website

Review Score: 5
Number of Reviews: 22
Read Reviews

Victoria Financial Solutions

Description from the business: We are local mortgage brokers based in Widnes, offering mortgage, life insurance and other financial services in Widnes, Runcorn, Liverpool and the surrounding areas.

Our expert mortgage advisers are here to help make the process as easy as possible, whether you are a first time buyer, remortgaging, moving home or investing in a buy-to-let property.

At Victoria Financial Solutions we have access to all major lenders and insurance companies plus we take care of everything from helping you select the right mortgage to handling the whole application process.

We also realise that it isn’t just about mortgages, thats why we offer life insurance, will writing and more.

Additional Services:

Life Insurance Agency

Address: SpringHouse, Spring St, Widnes WA8 0NL

Victoria Financial Solutions website

Review Score: 5
Number of Reviews: 2
Read Reviews

How Did You Pick The Best Mortgage Advisors In Widnes?

We started with a dataset of 8 listed Widnes mortgage brokers & advisors we could find via Google Maps.

From there, we removed any listing that did not meet the following criteria.

• Had no website
• Had no reviews
• Had an average review score below 4.0

At this point if we had 17 or fewer brokers we listed all of them.

For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).

In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.

Note we only used review data from Google Maps and not any other third-party websites.

How much do Widnes mortgage brokers charge?

Mortgage brokers in Widnes will most likely charge based on either a fee or commission structure.

It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.

According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).

For more you can also read out guides:

• How much do mortgage advisors & brokers cost?
• How do mortgage brokers & advisors get paid?

Can all the Widnes mortgage brokers listed above help me with my mortgage needs?

That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.

Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.

Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.

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