Below we look at the 9 “best” mortgage brokers and advisors in Derry.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Topics
The Mortgage Shop
Description from the business: The Mortgage Shop, which was established in 1992 has went on to become one of the largest and most instantly recognised brands in the market.
We have access to a wide range of lenders, which we can search quickly and hassle-free.
We can also explain the mortgage terminology clearly and concisely, including the various types of rates, terms and any associated fees.
Our advisers will complete a comprehensive fact-find with you to identify and understand your needs, circumstances and aspirations to ensure they recommend what is most suitable and affordable for you.
We will also complete all paperwork and liaise with all the parties involved in the process, including the lender, estate agents and conveyancer to ensure everything runs smoothly.
Additional Services:
None Listed
Address: 18, Balliniska Rd, Springtown Industrial Estate, Unit 1, First Floor Site, Derry, Londonderry BT48 0LY
Review Score: 4.9
Number of Reviews: 71
Read Reviews
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Mc Daid Mortgages
Description from the business: Mc Daid Mortgages is a local mortgage advice business based in Derry, with advisers right across N.
Ireland.
Whether you’re a 1st time buyer, moving home, or simply looking for a better deal – we can help
We can liaise with all relevant parties such as lenders, solicitors, estate agents & surveyors.
This means you have one point of contact throughout – us!
Our advisers are all fully qualified, authorised and trained to help you with your requirements
We can deal with your queries via face to face, telephone or video call appointments to meet your preferences
Additional Services:
None Listed
Address: 40 Coneyville, Londonderry BT48 8FW, United Kingdom
Review Score: 5
Number of Reviews: 8
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DS Mortgage & Insurance Solutions
Description from the business: My name is Deborah Shiels and I offer mortgage and insurance advice for First time buyers, home-movers, re-mortgages and buy2let purchases.
I worked for Nationwide Building Society for 16 years and then became a mortgage adviser, offering a comprehensive range of mortgages available to mortgage brokers, in 2004 and set up DS Mortgage & Insurance Solutions in 2008.
My area of expertise is providing mortgage and insurance advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Additional Services:
None Listed
Address: 163 Templegrove, Londonderry BT48 0RF
DS Mortgage & Insurance Solutions website
Review Score: 5
Number of Reviews: 27
Read Reviews
Irwin Mortgage & Financial Services
Description from the business: Mortgage/remortgage advice providing a competitive deal that is tailored to suit your individual needs.
Also advising/reviewing personal insurances with no obligation informal appointment provided in the comfort of your own home.
Evening and weekend appointments also available.
Appointments available in Derry / Londonderry, Limavady, and in locations throughout Northern Ireland.
Contact 07545021551 or 02877766558
Additional Services:
Financial Advisor
Income protection insurance agency
Insurance broker
Life Insurance Agency
Address: 44 Summer Hill, Londonderry BT47 2PL
Irwin Mortgage & Financial Services website
Review Score: 5
Number of Reviews: 8
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Derry Mortgage Centre
Description from the business: Derry Mortgage Centre is the premier mortgage advisory firm based in Derry, offering services throughout Northern Ireland.
We focus and understand lending here in Northern Ireland and the surrounding areas
We offer a fully transparent service showing you all the lenders rates and fees and will guide you to the right choices to compliment your needs from the Whole of Mortgage Market
Whether you’re a First Time Buyer, Home Mover, Landlord or even a Limited Company looking at Buy to Let options, we have solutions, knowledge and plenty of experience to help you realise your goals.
Working in association with Paul O’Keefe Estate Agents we have the full package for all home ownership needs
Give us a call and let us help you achieve your goals
Additional Services:
Financial Advisor
Home Insurance Agency
Life Insurance Agency
Address: 74 Chapel Rd, Londonderry BT47 2BG
Review Score: 5
Number of Reviews: 24
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Derry Mortgage Solutions
Description from the business: We are a local mortgage broker in Derry providing independent advice for all your mortgage and protection needs.
We guide you from start to finish through all mortgage applications and get you the best rate from every available lender!
Some of our popular products are as follows:
-First time buyer mortgages
-Remortgages
-Self build mortgages
-Flexible mortgages
-Buy to Let mortgages
-Mortgage protection
-Term assurance
-Critical Illness cover
-Income protection
Additional Services:
Financial institution
Insurance broker
Address: 1A, Elagh Business Park, Buncrana Rd, Coshquin, Londonderry BT48 8QH
Derry Mortgage Solutions website
Review Score: 5
Number of Reviews: 28
Read Reviews
KW Mortgages
Description from the business: Mortgage & Protection Business covering Derry-Londonderry, North West region, all of Northern Ireland, and parts of the UK.
We are proud of our exemplary reputation for professional mortgage & protection advice.
We pride ourselves on the honest and competent advice we give to all our clients: First time buyers whom we help onto the property ladder, home movers who we help secure their dream home, existing clients re-mortgaging were we secure the lowest lender rate to fit their needs/circumstances, and investors looking to add to their BTL Portfolio or re-mortgage their existing BTL property.
We ensure our clients, their homes and their family are protected via death, critical illness, income protection, and house insurance.
#weknowmortgages
Additional Services:
Insurance broker
Address: 155 Spencer Rd, Londonderry BT47 6AH
Review Score: 5
Number of Reviews: 56
Read Reviews
Smart Mortgages
Description from the business: Mortgage Adviser Broker Derry
Additional Services:
None Listed
Address: 2 Columba Ter, Waterside, Londonderry BT47 6JT
Review Score: 5
Number of Reviews: 28
Read Reviews
Friendly Financial
Description from the business: We specialise in keeping up to date in the mortgage and life insurance industries, so our clients don’t have to.
As mortgage and life insurance brokers it is our aim to take the hassle out of the application process.
Our client base is made up of:
Mortgage Services
– First time buyers
– Remortgage customers
– Buy to let investment
Insurance Services
– Adequate life insurance to protect your family
– Critical illness cover
– Income protection
– Buildings insurance
Additional Services:
Life Insurance Agency
Mortgage lender
Property Investment
Address: Templemore Business Park, 36, Londonderry BT48 0LD
Review Score: 4.6
Number of Reviews: 11
Read Reviews
How Did You Pick The Best Mortgage Advisors In Derry?
We started with a dataset of 17 listed Derry mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Derry mortgage brokers charge?
Mortgage brokers in Derry will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
Can all the Derry mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
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