Below we look at the 16 “best” mortgage brokers and advisors in Edinburgh.
For more on how we chose the best please consult our FAQ section at the end.
Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations.
Topics
Mortgage Advice Bureau
Description from the business: Mortgage Advice Bureau is a leading mortgage network, winning awards for the quality of its advice and service.
We can help with first-time buyers, remortgages, buy-to-let, help to buy & more.
We have access to over 12,000 mortgages from over 90 lenders and take care of everything from helping you select the right mortgage to handling the whole application process.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee up to 1%, typical 0.
3%.
Additional Services:
None Listed
Address: 114, Centrum House, Dundas St, Edinburgh EH3 5DQ
Mortgage Advice Bureau website
Review Score: 4.9
Number of Reviews: 354
Read Reviews
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Ian Cowie – mortgage and protection
Description from the business: Mortgages:
No two homes are the same, and one mortgage won’t be the best deal for everybody.
Whatever situation you are in, our advice will be tailored to help you get the best deal for your budget.
Many big banks and building societies offer exclusive rates through mortgage brokers, so get in touch to see if we can find a cheaper deal for you.
Protection:
What happens when the unthinkable, happens? Insuring you and your home should be just as important as saving money on your mortgage.
Additional Services:
Insurance agency
Address: 47 Malbet Wynd, Liberton, Edinburgh EH16 6AB
Ian Cowie – mortgage and protection website
Review Score: 5
Number of Reviews: 23
Read Reviews
AIW Mortgages
Description from the business: AIW Mortgages provides independent whole of market mortgage and insurance advice to clients primarily in Edinburgh but to clients throughout the UK.
Whether you are first time buyer, existing homeowner or a buy to let landlord I can find the right mortgage for you.
With over 12 years financial service experience, I am here to simplify the mortgage process and provide you with tailored mortgage and insurance advice that will suit your needs and your budget.
Get in touch today!
Additional Services:
None Listed
Address: 5 S Charlotte St, Edinburgh EH2 4AN
Review Score: 5
Number of Reviews: 27
Read Reviews
Aitken Financial Services
Description from the business: Aitken Financial Services.
Edinburgh based mortgage broker, Scott Aitken.
Offering Expert Mortgage advice covering the whole of the UK.
Additional Services:
Insurance broker
Address: 5 Dunipace Rd, Edinburgh EH12 9GH
Aitken Financial Services website
Review Score: 5
Number of Reviews: 23
Read Reviews
Rettie Financial Services Edinburgh
Description from the business: Rettie Financial Services can help provide expert mortgage and protection advice.
Offering expert advice on mortgages, personal protection, and insurance, we will work with you to find the product and deal that is right for you and your requirements.
We have access to over 90 lenders and over 12,000 mortgages, and our team of certified mortgage advisors are here to help you with the next step of your journey.
Additional Services:
None Listed
Address: 11 Wemyss Pl, Edinburgh EH3 6DH
Rettie Financial Services Edinburgh website
Review Score: 5
Number of Reviews: 33
Read Reviews
Bespoke Home Finance
Description from the business: We are expert mortgage advisors and insurance advisors, and our mission is to provide clear, easy-to-understand, and honest insurance and mortgage advice to our clients.
We provide a tailored service to match your needs and satisfy your requirements.
We provide advice and support throughout the process and are happy to “hold the hand” of first-time buyers to ensure the experience is as stress-free as possible for you.
At Bespoke Home Finance, we are passionate about achieving the best and building better relationships with our clients.
We make our fees competitive and we make sure to agree on them with you in advance.
Contact us today on 0330111247!
Additional Services:
Insurance broker
Address: Bespoke Home Finance Ltd, 9-10 St Andrew Square, Edinburgh EH2 2AF
Review Score: 5
Number of Reviews: 32
Read Reviews
New Town Mortgages
Description from the business: Independent mortgage broker in Edinburgh.
Additional Services:
None Listed
Address: 5A Newhaven Rd, Edinburgh EH6 5QA
Review Score: 5
Number of Reviews: 81
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Experts 4 Mortgages
Description from the business: Ethical Mortgage Advice delivered with Speed, Efficiency, and Care is achieved through one-to-one personal service.
That’s why our clients deal with their personal mortgage advisor at all times.
No faceless mortgage teams, admin staff, or chat bots here.
We will look after you and take responsibility for your mortgage journey Personally
Additional Services:
None Listed
Address: 111 George St, Edinburgh EH2 4JN
Review Score: 5
Number of Reviews: 66
Read Reviews
First Mortgage
Description from the business: Fee free mortgage advice from the top rated mortgage broker on Trustpilot with over 16,000 5 star reviews.
Additional Services:
Life Insurance Agency
Address: 348 Leith Walk, Edinburgh EH6 5BR
Review Score: 4.9
Number of Reviews: 848
Read Reviews
Get Mortgage
Description from the business: Get Mortgage is always on your side and ready to help you achieve your property goals.
We offer Impartial Advice from the Mortgage & Protection Specialist.
Additional Services:
None Listed
Address: 57 Queen Charlotte St, Leith, Edinburgh EH6 7EY
Review Score: 5
Number of Reviews: 104
Read Reviews
First Mortgage
Description from the business: Fee free mortgage advice from the top rated mortgage broker on Trustpilot with over 16,000 5 star reviews.
Additional Services:
Life Insurance Agency
Address: 75 Clerk St, Newington, Edinburgh EH8 9JG
Review Score: 5
Number of Reviews: 211
Read Reviews
Malleny Mortgage Solutions
Description from the business: Malleny Mortgage Solutions is a whole of market mortgage and protection broker based in Edinburgh with mortgage advisers through the central belt of Scotland serving clients across Scotland and the UK.
Our professional qualified mortgage advisers will guide you through the mortgage process and minimise the stress and hassle for you.
Additional Services:
Insurance broker
Address: 175 Bruntsfield Pl, Edinburgh EH10 4DG
Malleny Mortgage Solutions website
Review Score: 5
Number of Reviews: 113
Read Reviews
First Mortgage
Description from the business: Fee free mortgage advice from the top rated mortgage broker on Trustpilot with over 16,000 5 star reviews.
Additional Services:
Life Insurance Agency
Address: St John’s Rd, Corstorphine, Edinburgh EH12 8AZ
Review Score: 4.9
Number of Reviews: 364
Read Reviews
Capital Mortgage UK Ltd
Description from the business: The UK best mortgage brokers with access to all lenders in the UK for Mortgage, Life Insurance, commercial loans & Home Insurance
Additional Services:
None Listed
Address: 217 Gorgie Rd, Edinburgh EH11 1TU
Capital Mortgage UK Ltd website
Review Score: 4.9
Number of Reviews: 47
Read Reviews
First Mortgage
Description from the business: Fee free mortgage advice from the top rated mortgage broker on Trustpilot with over 16,000 5 star reviews.
Additional Services:
Life Insurance Agency
Address: 6 Home St, Edinburgh EH3 9LY
Review Score: 4.9
Number of Reviews: 665
Read Reviews
First Mortgage
Description from the business: Fee free mortgage advice from the top rated mortgage broker on Trustpilot with over 16,000 5 star reviews.
Additional Services:
Life Insurance Agency
Address: 30 Walker St, Edinburgh EH3 7HR
Review Score: 5
Number of Reviews: 863
Read Reviews
How Did You Pick The Best Mortgage Advisors In Edinburgh?
We started with a dataset of 74 listed Edinburgh mortgage brokers & advisors we could find via Google Maps.
From there, we removed any listing that did not meet the following criteria.
- Had no website
- Had no reviews
- Had an average review score below 4.0
At this point if we had 17 or fewer brokers we listed all of them.
For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).
In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.
Note we only used review data from Google Maps and not any other third-party websites.
How much do Edinburgh mortgage brokers charge?
Mortgage brokers in Edinburgh will most likely charge based on either a fee or commission structure.
It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.
According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).
For more you can also read out guides:
Can all the Edinburgh mortgage brokers listed above help me with my mortgage needs?
That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.
Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.
Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.
Find the right mortgage advisor for any type of mortgage including:
- Remortgaging
- Buying Your First Home
- Moving Home
- Buy To Let
- Buying A Second Home
- Bad Credit
- Self-Employed
- High LTV
- Equity Release
& More
Brokers In Other Cities
Belfast Mortgage Brokers & Advisors
Sheffield Mortgage Brokers & Advisors
Norwich Mortgage Brokers & Advisors
Liverpool Mortgage Brokers & Advisors
Cardiff Mortgage Brokers & Advisors