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10 Best Oxford Mortgage Brokers & Advisors (2025)

Below we look at the 10 “best” mortgage brokers and advisors in Oxford.

For more on how we chose the best please consult our FAQ section at the end.

Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations. 

Oxford mortgage broker

Topics

  • Bright Money Independent Mortgage Broker
    • Find Your Ideal Mortgage Broker
  • Ox & Hart Financial Services
  • Armchair Mortgages
  • Oxford Mortgages
  • IMS Independent Mortgages, Estate & Lettings Solutions Oxford Limited
  • Nicholson Brown
  • The Money Consultancy
  • Best Financial Planning
  • E M K Mortgages
  • Silveridge Financial Services Ltd
  • How Did You Pick The Best Mortgage Advisors In Oxford?
  • How much do Oxford mortgage brokers charge?
  • Can all the Oxford mortgage brokers listed above help me with my mortgage needs?
    • Find Your Ideal Mortgage Broker
  • Brokers In Other Cities

Bright Money Independent Mortgage Broker

Bright Money Independent Mortgage Broker

Description from the business: At Bright Money Independent mortgage brokers, we assist thousands of people to secure the right mortgage, remortgage and insurance deals.

It can be a complicated process, but you can relax knowing you have an expert broker at Bright Money, helping you from start to finish.

Our ethos is to provide people with clear and simple tailored solutions, that they may not find elsewhere.

We expect you to be so impressed with our knowledge and service, that you recommend us to friends and family.

Additional Services:

Finance broker

Financial planner

Insurance agency

Life Insurance Agency

Mortgage lender

Property Investment

Address: 125 London Rd, Headington, Oxford OX3 9HZ

Bright Money Independent Mortgage Broker website

Review Score: 4.9
Number of Reviews: 124
Read Reviews

Compare Mortgage Advisors
Find Your Ideal Mortgage Broker

Find Your Ideal Mortgage Broker

Find the right mortgage advisor for any type of mortgage including:

  • Remortgaging
  • Buying Your First Home
  • Moving Home
  • Buy To Let
  • Buying A Second Home
  • Bad Credit
  • Self-Employed
  • High LTV
  • Equity Release   

& More

Click To Get Started

Ox & Hart Financial Services

Ox & Hart Financial Services

Description from the business: At Ox & Hart Financial Services we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.

Your journey should be one of simplicity, choice and expertise.

I aim to provide the ultimate mortgage services experience by delivering the highest standards.

As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.

Additional Services:

None Listed

Address: Innovation House, Parkway Court, John Smith Dr, Oxford OX4 2JY

Ox & Hart Financial Services website

Review Score: 5
Number of Reviews: 16
Read Reviews

Armchair Mortgages

Armchair Mortgages

Description from the business: Not Available

Additional Services:

None Listed

Address: The Old Dairy, 12 Stephen Rd, Headington, Oxford OX3 9AY

Armchair Mortgages website

Review Score: 5
Number of Reviews: 1
Read Reviews

Oxford Mortgages

Oxford Mortgages

Description from the business: Whole of market mortgage adviser

Additional Services:

None Listed

Address: 40 St Mary’s Rd, Oxford OX4 1PY

Oxford Mortgages website

Review Score: 4.9
Number of Reviews: 159
Read Reviews

IMS Independent Mortgages, Estate & Lettings Solutions Oxford Limited

IMS Independent Mortgages, Estate & Lettings Solutions Oxford Limited

Description from the business: Award winning Independent and whole of market mortgage broker’s, we specialise in purchase mortgages, remortgage’s, help to buy, shared ownership, buy to let, commercial, first time buyers, bridging finance, development finance, specialist equity release mortgages and all mortgage protection insurances.

Property mark registered Lettings & Estate agents, we cover the whole of Oxfordshire.

IMS provide a range of property management services, we offer you a flexible and personal service.

From finding the right property or tenant to referencing, inventories, deposit security and rent collection, our aim is to build a long-lasting relationship with you and to ensure that you remain compliant with current legislation.

Additional Services:

Insurance broker

Estate Agent

Property Rental Agency

Address: Prama House, 267 Banbury Rd, Summertown, Oxford OX2 7HT

IMS Independent Mortgages, Estate & Lettings Solutions Oxford Limited website

Review Score: 5
Number of Reviews: 65
Read Reviews

Nicholson Brown

Nicholson Brown

Description from the business: Nicholson Brown are whole of market mortgage and protection insurance advisors with a simple ethos; impartial advice, delivered with caring and attentive service.

Our mortgage advisors will use their expertise, knowledge, research skills and contacts to find the most suitable solution for your needs whether it’s a relatively simple residential purchase or remortgage, or a far more complex scenario.

We have specialists who are highly experienced with the harder to place cases, for example; severe adverse credit, large BTL portfolios, SPV/limited company BTL’s, complex income, ex-pats, contractors, the self-employed and foreign nationals.

Our other areas of expertise include bridging finance, development finance and protection insurance.

Additional Services:

None Listed

Address: Sandford Gate East Point Business Park, Oxford OX4 6LB

Nicholson Brown website

Review Score: 5
Number of Reviews: 107
Read Reviews

The Money Consultancy

The Money Consultancy

Description from the business: Mortgage and Protection Advisors

Additional Services:

None Listed

Address: 255 Banbury Rd, Summertown, Oxford OX2 7HN

The Money Consultancy website

Review Score: 5
Number of Reviews: 73
Read Reviews

Best Financial Planning

Best Financial Planning

Description from the business: Not Available

Additional Services:

Financial Advisor

Life Insurance Agency

Address: 3 Oxford Rd, Garsington, Oxford OX44 9DA

Best Financial Planning website

Review Score: 5
Number of Reviews: 4
Read Reviews

E M K Mortgages

E M K Mortgages

Description from the business: We are an independent brokerage based in Oxfordshire, with over 25 years experience within the mortgage industry.

We have access to hundreds of lenders and exclusive deals.

Other services we offer include life assurance, critical illness cover, Income protection and equity release.

We specialise in high networth mortgages and have clients from all over the world ranging from Europe to the Middle East.

Call us now to begin your mortgage journey.

Additional Services:

None Listed

Address: 3 Bampton Cl, Littlemore, Oxford OX4 6NN

E M K Mortgages website

Review Score: 5
Number of Reviews: 1
Read Reviews

Silveridge Financial Services Ltd

Description from the business: Not Available

Additional Services:

Insurance agency

Address: Hampden House, Chalgrove, Oxford OX44 7RW

Silveridge Financial Services Ltd website

Review Score: 5
Number of Reviews: 1
Read Reviews

How Did You Pick The Best Mortgage Advisors In Oxford?

We started with a dataset of 25 listed Oxford mortgage brokers & advisors we could find via Google Maps.

From there, we removed any listing that did not meet the following criteria.

  • Had no website
  • Had no reviews
  • Had an average review score below 4.0

At this point if we had 17 or fewer brokers we listed all of them.

For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).

In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.

Note we only used review data from Google Maps and not any other third-party websites.

How much do Oxford mortgage brokers charge?

Mortgage brokers in Oxford will most likely charge based on either a fee or commission structure.

It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.

According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).

For more you can also read out guides:

  • How much do mortgage advisors & brokers cost?
  • How do mortgage brokers & advisors get paid?

Can all the Oxford mortgage brokers listed above help me with my mortgage needs?

That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.

Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.

Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.

Compare Mortgage Advisors
Find Your Ideal Mortgage Broker

Find Your Ideal Mortgage Broker

Find the right mortgage advisor for any type of mortgage including:

  • Remortgaging
  • Buying Your First Home
  • Moving Home
  • Buy To Let
  • Buying A Second Home
  • Bad Credit
  • Self-Employed
  • High LTV
  • Equity Release   

& More

Click To Get Started

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