Assetz Capital was launched in 2013 with the aim of inspiring improvements to the financial system, where fair and rewarding experience is achieved for everyone, and their rewards remain in balance.
Assetz Capital IFISA
The Innovative Finance ISA (IFISA) allows you to hold a range of alternative finance products in a tax free wrapper that keeps any returns you receive free of tax. The IFISA allows you to subscribe up to £20,000 in the 2023/24 tax year and protects the return on those investments from tax. It has a minimum investment of just £1. If you have ISAs elsewhere, you can transfer those to Assetz Capital easily. Choose between Quick Access, 30 Day Access and 90 Day Access IFISA options:
Get immediate access to your money and earn up to 3.75% target gross interest a year.
30 Day Access
This ISA offers a higher target interest rate than the Quick Access Account because you have to wait a bit longer for your money. And earn up to 4.00% target gross interest a year.
90 Day Access
The highest earner; you must wait 90 to access your money but it earns up to 4.10% p.a. target gross interest.
As well as its Innovative Finance ISA, Assetz Capital also offers peer-to-peer lending, commercial mortgages, SME loans, bridge loans, and other related financial services.
Assetz Capital Reviews and Ratings
Online reviews for Assetz Capital are generally very good with users happy with the fast, efficient online platform, as well as the excellent customer service levels and competitive rates of interest earned. Some negative reviewers have complained about the lack of transparency about the Provision Funds, and the length of time taken to see a return on their money.
- 14 day cooling down period
- Easy ISA transfer
- Quick Access, 30 Day Access and 90 Day Access IFISA options
- Defaqto 5 Star Rating
- Award-winning: Product Innovation of the Year
- Good customer reviews
- A straight-forward, easy to understand website with clear information
- Fast easy online setup
- Only offers Innovative Finance ISA
- No other Cash ISAs or Stocks and Share not available
- Complaints about the lack of transparency about the Provision Funds
- A lack of online support tools or downloadable help guides
Website: Assetz Capital