• Skip to main content
  • Skip to primary sidebar

Our Life Plan

Compare Retirement Savings & Investment Options

Bira Bank ISAs

Located in Birmingham, Bira Bank is the only trade association bank in the UK. For over 120 years it has specialised in supporting independent retail businesses with the aim of influencing the media, changing Government legislation and providing support on areas of strain like business rates, parking and staffing.

Bira Bank ISA

Bira Bank’s ISA allows you to invest up to £20,000 per year in a tax-efficient way. The ISA allowance for the 2020/2021 tax year is £20,000. Initially you will need a £100 deposit to open an Easy Access account or a £2,500 deposit to open a Fixed-Term account. Transfers-in are accepted and you will get one month’s notice for withdrawals on Easy Access ISAs (subject to the bank’s discretion). The company has several Easy Access and Fixed-Term ISAs including:

1 year Fixed Rate Cash ISA

2 year Fixed Rate Cash ISA

3 year Fixed Rate Cash ISA

Standard Flexible Cash ISA

Fixed Term Cash ISA

Other Services

As well as ISAs, Bira Bank also offers loans and savings products, mortgages, foreign exchange and various financial products that are suited to independent retailers such as residential or commercial property funding.

Bira Bank Reviews and Ratings

At the time of writing there are only two Facebook reviews for Bira Bank; one happy customer has commented that Bira is ‘worth is weight in gold’.

Facebook – 5/5 (based on 2 reviews)

Pros

  • An useful online Knowledge Hub of supporting information
  • Various member benefits
  • No fees or penalties
  • Personal, reliable service; no call centres
  • Fast easy online setup

Cons

  • Cash ISAs only
  • Stocks and Shares, Lifetime or other ISA products not offered
  • Virtually no online reviews or customer feedback
  • Difficult-to-digest product information on website
  • A lack of online support tools or downloadable content

Website: Bira Bank

Primary Sidebar

Top 138 ISA Providers Comparison

Top 50 SIPP Providers UK Comparison

Top 62 Stocks & Shares ISA Provider Comparison

Top 54 Cash ISA Providers Comparison

Top 56 Junior ISA Providers Comparison

Top 27 Innovative Finance ISA Providers

  • Life Insurance
  • Equity Release
  • Funeral Plans
  • ISAs
  • Wills
  • Research

Blog · Contact · About Us · Privacy Policy · Terms of Use
Copyright © 2025 OurLifePlan.co.uk
Disclaimer: OurLifePlan.co.uk is a retirement and end of life information website only. We are not an insurer, financial planer, financial advisor, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. We strongly urge you to seek independent professional advice before buying any financial product and/or service. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We do our best to make it clear when information was published and try to keep it up to date and correct. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, prices, products and/or services. You use this website at your own risk and we accept no liability for any loss suffered. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use and will be fully disclosed. OurLifePlan.co.uk is the trading name of Brilliant British Ltd (Company number 10490224)