Established in 2014, St. Albans, Crowdstacker is an FCA regulated peer-to-peer lending platform that allows people to lend to British businesses via bonds, loan notes and peer-to-peer loans.
Innovative Finance ISA
Crowdstacker’s Innovative Finance ISA is a tax-efficient account enabling you to earn inflation-beating fixed rates of interest between 4% and 7.25% p.a., all without paying tax or capital gains. With a minimum investment of £100, you can invest up to £20,000 per year; there are opportunities to support a multitude of sectors including property, healthcare, SME lending and asset leasing. Invest to suit your portfolio and level of risk. There are no investor fees and opening an online account is very quick. You can withdraw interest as cash or reinvest your interest in new investments
Crowdstacker is an FCA regulated peer-to-peer lending platform that allows people to lend to British businesses via bonds, loan notes and peer-to-peer loans.
Crowdstacker Reviews and Ratings
Online reviews for Crowdstacker are generally very good, with users impressed with how their investments have been handled, and how any queries are answered promptly and efficiently. Customer service is viewed positively with people appreciating the clear information and communication that staff give. Some negative reviewers have noted however that it can take up to a week to receive money back, some instances of due diligence on investment opportunities not being done properly, and communication drying up if investments turn out badly.
Trustpilot – 3.5/5 (based on 358 reviews)
- No investor fees
- Easy ISA transfers
- Receive interest quarterly or annually direct to your account
- Withdraw interest as cash or reinvest your interest in new investments
- Helpful articles, knowledge hub and online tools
- Online access 24/7 to monitor and manage your money
- Fast: it only takes 5 minutes to open an account online
- Choose exactly which businesses to lend to from those available on the platform
- Award-winning: Best Innovative ISA Provider, Best Peer-to-Peer Lending Platform
- Good customer reviews and recommendations
- Innovative Finance ISA product only
- Stocks and Shares, Lifetime, Cash or other ISA offerings not available
- Some instances of it taking a long time to receive invested gains back
- Some instances of due diligence on investment opportunities not being done properly
- Some complaints of an overly-simplistic website