• Skip to main content
  • Skip to primary sidebar

Our Life Plan

Compare Retirement Savings & Investment Options

Folk2Folk ISAs

Folk2Folk is a national business with a local presence in Cornwall, Devon, Three Counties and Midlands, and Rutland, helping to create and sustain financially and socially successful local communities by facilitating straightforward local peer to peer lending. The company matches local businesses looking for loans with individual investors through our award-winning peer to peer lending platform.

Innovative Finance ISA (IFISA)

Folk2Folk’s Innovative Finance ISA enables you to use your annual Individual Savings Account allowance to earn tax-free interest from peer to peer lending. You will receive monthly tax-free interest of up to 4.5%-9% p.a. (depending upon available loans) with the ability to invest your full 2023/24 ISA allowance of £20,000.

The company does not charge IFSA fees and you can transfer your existing ISAs in. The IFISA term is from 1 to 5 years, depending on the term of the loan you invest into. To qualify you must be at least 18 years old and a resident in the UK and tax resident.

Other Services

Folk2Folk specialises in peer-to-peer borrowing, lending and investing.

Folk2Folk Reviews and Ratings

There are only three Facebook reviews for Folk2Folk. Customer sentiment is positive with one user commenting that the service is very professional whilst also feeling personal and individual.

Facebook – 5/5 (based on 3 reviews)

Pros

  • Helps create and sustain financially and socially successful local communities
  • Tax-free interest of up to 4.5%-9% p.a.
  • No IFSA fees
  • Transfers-in allowed
  • A clear, straightforward website, easy to get started
  • Fast easy online setup
  • A professional yet personal customer service

Cons

  • Innovative Finance ISA products only
  • Stocks and Shares, Cash, Lifetime or other ISA offerings not available
  • A lack of helpful online guides and supporting documentation
  • Only a small handful of online reviews
  • No meaningful customer feedback or product reviews
  • To qualify you must be at least 18 years old and a resident in the UK

Website: Folk2Folk

 

Primary Sidebar

Top 138 ISA Providers Comparison

Top 50 SIPP Providers UK Comparison

Top 62 Stocks & Shares ISA Provider Comparison

Top 54 Cash ISA Providers Comparison

Top 56 Junior ISA Providers Comparison

Top 27 Innovative Finance ISA Providers

  • Life Insurance
  • Equity Release
  • Funeral Plans
  • ISAs
  • Wills
  • Research

Blog · Contact · About Us · Privacy Policy · Terms of Use
Copyright © 2025 OurLifePlan.co.uk
Disclaimer: OurLifePlan.co.uk is a retirement and end of life information website only. We are not an insurer, financial planer, financial advisor, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. We strongly urge you to seek independent professional advice before buying any financial product and/or service. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We do our best to make it clear when information was published and try to keep it up to date and correct. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, prices, products and/or services. You use this website at your own risk and we accept no liability for any loss suffered. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use and will be fully disclosed. OurLifePlan.co.uk is the trading name of Brilliant British Ltd (Company number 10490224)