Based in Bristol and established in 1981, Hartley Pensions provides various pension products. In 2015 the company joined the Wilton Group, expanding its range of products and services to provide innovative and flexible wealth management solutions.
Stocks and Shares ISA
With an ISA allowance of £20,000 for 2023/24, Hartley’s Stocks and Shares ISA invests your money for the medium to long term. Instead of a set interest rate each year, you invest your money in the stock market by picking from a range of funds. Every client gets their own personal administrator, and access to various investment opportunities across the platform of your choice. Establishment and administration fees will apply, but not transfer out fees.
Innovative Finance ISA
Invest into a peer-to-peer investment platform of your choice with the Hartley Innovative Finance ISA and enjoy tax-free interest repayments. It allows you to lend money to an individual or company from your Innovative Finance ISA. The borrower repays the loan over time, with an agreed interest rate in place. As the P2P investment is held within your ISA, loan repayments you receive are completely tax-free. The loan must be held through an FCA-regulated P2P platform. Establishment and administration fees will apply, but not transfer out fees.
Junior Stocks & Shares ISA
Make tax-efficient investments for your child with the Hartley Junior Stocks & Shares ISA: with a Junior ISA you can contribution up to the annual limit of £9,000 and pay no Income or Capital Gains Tax on returns. Children under 18 who are UK residents are eligible. You can select a platform of your choice with access to various investment opportunities.
As well as ISAs, the company also offers related financial products including SSASs, SIPPs, QNUPS, QROPS and Life Assurance.
Hartley Reviews and Ratings
There is currently only one online review for Hartley. This customer was very unhappy to lose £600 in management fees and will not be dealing with the company again.
Trustpilot – 2.9/5 (based on 2 reviews)
- No fees charged to transfer out
- Quick and easy to signup online
- Calls answered by trained financial industry professionals, not call centre staff
- Every client gets their own personal administrator
- Flexible, straight-forward products
- Stocks and Shares and Innovative Finance ISAs only
- Establishment fee of £150
- Annual administration fee of £200
- Limited product details on website
- Lack of downloadable content, support guides and online help resources
- No online customer reviews or product feedback