Leeds Building Society is the fifth largest building society in the UK. It serves approximately 719,000 customers across the United Kingdom, who together hold £9.9 billion in savings balances.
Topics
Cash ISAs
Leeds Building Society offer several Cash ISA products – so you can enjoy tax-free interest on your savings – offering a mix of fixed and variable rates as well as instant and limited access. You can save up to £20,000 this tax year and transfer unlimited funds from previous tax-year ISAs:
1 Year Fixed Rate Cash ISA
0.70% p.a./AER Fixed, paid annually. The minimum amount to open this account is £100. Withdrawals can be made but with 60 days’ loss of interest.
2 Year Fixed Rate Cash ISA
0.75% p.a./AER Fixed, paid annually. The minimum amount to open this account is £100. Withdrawals can be made but with 150 days’ loss of interest.
3 Year Fixed Rate Cash ISA
0.80% p.a./AER Fixed, paid annually. The minimum amount to open this account is £100. Withdrawals can be made but with 240 days’ loss of interest.
5 Year Fixed Rate Cash ISA
0.90% p.a./AER Fixed, paid annually. The minimum amount to open this account is £100. Withdrawals can be made but with 365 days’ loss of interest.
Limited Issue Online Access Cash ISA
0.55% p.a./AER Fixed, paid annually. The minimum amount to open this account is £1000. Unlimited withdrawals can be made.
Smart ISA
0.40-0.60% p.a./AER Fixed, paid annually. The minimum amount to open this account is £5000. Up to 5 withdrawals can be made each year.
ISA Saver
0.15% p.a./AER Fixed, paid annually. The minimum amount to open this account is just £1. Unlimited withdrawals can be made.
Other Services
As well as ISAs, Leeds Building Society also offer a range of related financial products including savings accounts, bonds, mortgages, life planning and insurance.
Leeds Building Society Reviews and Ratings
Only reviews for Leeds Building Society are quite mixed, although in the main there are many who rate the service as ‘excellent’. Customers are happy with the easy online set up as well as the helpful, friendly and professional staff. People who have had bad experiences point to a defective system and slow customer service with weeks of stress waiting for resolutions.
Trustpilot – 4.0/5 (based on 623 reviews)
Pros
- The fifth largest building society in the UK
- Secure online signup in minutes
- A large selection of fixed and variable rate Cash ISAs
- Useful online Knowledge Hub
- Clear, easy-to-understand product information
- Some excellent customer reviews and praise for the customer service team
Cons
- Cash ISAs only
- Stocks and Shares, Lifetime ISAs and other ISA products not offered
- Limited online tool and downloadable resources
- Some negative reviews
- Reports of a defective, slow online system
Website: Leeds Building Society