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Legal & General ISAs

Founded in 1836, Legal & General is one of Europe’s largest insurance and asset management groups, with over £1 trillion in assets, as well as being the UK’s largest provider of individual life assurance products. The company has helped over 10 million people globally with saving, investing, building retirement income and insuring.

Stocks and Shares ISA

Legal & General’s Stocks and Shares ISA is a tax-efficient way to save up to £20,000 for the 2020/2021 tax year. You can invest in an ISA from £20 a month or a lump sum of £100 or more, with a variety of investments to choose from. Choose from a range of over 50 individual funds, or alternatively, select one of the company’s ready-made funds, depending on your level of risk.

Other Services

Legal & General offer a range of related services including investments opportunities and equity release, pension schemes, life cover, insurance and mortgages.

Legal & General Reviews & Ratings

Online reviews for Legal & General are fairly good, with users stating that the company is very quick, easy and efficient to do business with fast, helpful customer service. Others, however, have been much less complementary, complaining about a lack of customer service, slow response times and the frustration of waiting for a long time on the phone and having to listen to extensive recorded messages. Many have complained of being overcharged or that their premiums have since doubled.

Trustpilot – 3.3/5 (based on 10,161 reviews)
Reviews.co.uk – 4.2/5 (based on 6 reviews)

Pros

  • A well-established company with a rich history
  • Invest in an ISA from only £20 a month
  • Choose from a range of over 50 individual funds
  • Or select one of the company’s ready-made funds
  • Easy access online account
  • No transfer fees switching ISAs
  • No entry or exit fees
  • Online account management area for quick access to customer history
  • A good range of products and related services
  • Member of the Equity Release Council

Cons

  • Stocks and Shares ISA only
  • Cash ISAs, Lifetime ISAs and other ISA products not offered
  • Many negative reviews
  • Reports of poor customer service
  • Occasional lack of transparency regarding the premiums and rising costs

Website: Legal & General

 

 

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Disclaimer: OurLifePlan.co.uk is a retirement and end of life information website only. We are not an insurer, financial planer, financial advisor, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. We strongly urge you to seek independent professional advice before buying any financial product and/or service. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We do our best to make it clear when information was published and try to keep it up to date and correct. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, prices, products and/or services. You use this website at your own risk and we accept no liability for any loss suffered. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use and will be fully disclosed. OurLifePlan.co.uk is the trading name of Brilliant British Ltd (Company number 10490224)