Established in 1931, M&G Investments is one of the country’s most experienced and dedicated investment management companies.
Stocks and Shares ISA
The M&G ISA is a tax-efficient investment vehicle in which you can hold a range of investments, including shares in funds and cash, sheltering your investments from personal income tax and capital gains tax. You can invest up to £20,000 in your ISA during the 2020/2021 tax year into a large range of funds.
Income shares entitle the holder to be paid the income attributed to those shares on the payment date. This is usually paid twice a year but may be paid annually, quarterly or monthly depending on the fund. This income can be reinvested in further shares of the same fund if you so choose.
Junior ISA
M&G’s Junior ISA is a flexible, simple and tax-efficient way for you to save for a child’s future. Any returns generated are free from personal income and capital gains tax. You can invest up to £9,000 in a Junior ISA until the end of the 2020/2021 tax year, and you can invest by regular monthly payments (minimum £10) or a lump sum (minimum £500 per month).
Anyone can gift or contribute money (including the child), and when the child turns 16 they can choose to take control of their Junior ISA account.
Other Services
M&G is an established investment management company that invests in and manages a wide range of assets including Equities, Fixed Income and Real Estate.
M&G Investments Reviews and Ratings
There are currently no online reviews for M&G Investments.
Pros
- A well-established investment management company with a rich history
- Over 85 years of investment experience
- A large range of funds to invest into
- Fast, simple on-boarding process
- An easy to understand, clear website
- No entry or exit fees
Cons
- Stocks and Shares ISAs only
- Cash ISAs, Lifetime ISAs and other ISA products not offered
- Annual administration charges apply
- A fairly dense, difficult-to-navigate website
- A lack of online support tools and downloadable information
- No online reviews or customer feedback
Website: M&G Investments