• Skip to main content
  • Skip to primary sidebar

Our Life Plan

Compare Retirement Savings & Investment Options

Rathbones ISAs

Rathbones provides individual investment and wealth management services for private clients, charities, trustees and professional partners.

Stocks and Shares ISA

Rathbones’ Stocks and Shares ISA lets you invest money which will grow tax-free, with no income tax or capital gains tax (CGT) to pay on any income or profits from your ISA investments.

You can choose where your money is invested, with access to a large portfolio of expertly-managed investment funds. You can invest up to £20,000 a year and you must be over 18 and a UK resident to qualify. You can set up monthly payments, invest lump sums, or do both. By pulling all your holdings together into a Rathbones ISA portfolio, your investment manager can manage those funds under a single strategy and ensure you are making the best use of your annual ISA allowance.

The company will also look at your ISA in the context of your overall investment approach to make sure it is being managed to meet your individual circumstances and requirements. It charges a quarterly management fee calculated as a percentage of the value of your portfolio.

Junior ISA

The Rathbones Junior ISA offers a simple, tax-free way to save for your child’s or grandchild’s future, provided that you have parental responsibility for an eligible child. It is available to clients that already have a main portfolio with Rathbones.

You can invest up to £9,000 per year in this tax-free account. In order to meet the criteria for this service, children must be under 18 years of age, resident in the UK and must not hold a Child Trust Fund.

Other Services

Rathbones provides individual investment and wealth management services for private clients, charities, trustees and professional partners. This includes discretionary investment management, unit trusts, tax planning, trust and company management, pension advice and banking services.

Rathbones Reviews and Ratings

There are currently only two Facebook reviews for Rathbones. These are both very complementary, describing the company as ‘an inspiring example of corporate ethics in the modern business world’.

Facebook – 5/5 (based on 8 reviews)

Pros

  • Specialist Stocks and Shares ISA
  • A Junior version of the ISA is available
  • Set up monthly payments, invest lump sums, or do both
  • Fees are simple, clear and fair
  • Fast easy online signup

Cons

  • Stocks and Shares ISA only
  • Cash ISAs, Lifetime ISAs or other ISA products offered
  • Quarterly management fees charged as a percentage of the value of your portfolio
  • Limited product detail and information available online
  • A lack of online reviews or product feedback
  • You must be over 18 and a UK resident to qualify

Website: Rathbones

Primary Sidebar

Top 138 ISA Providers Comparison

Top 50 SIPP Providers UK Comparison

Top 62 Stocks & Shares ISA Provider Comparison

Top 54 Cash ISA Providers Comparison

Top 56 Junior ISA Providers Comparison

Top 27 Innovative Finance ISA Providers

  • Life Insurance
  • Equity Release
  • Funeral Plans
  • ISAs
  • Wills
  • Research

Blog · Contact · About Us · Privacy Policy · Terms of Use
Copyright © 2025 OurLifePlan.co.uk
Disclaimer: OurLifePlan.co.uk is a retirement and end of life information website only. We are not an insurer, financial planer, financial advisor, broker and/or other financial institution and as such we are not authorised or regulated by the FCA to offer financial advice. We can't recommend any of the products and/or services featured on the site. We strongly urge you to seek independent professional advice before buying any financial product and/or service. Companies are ranked in no particular order and higher ranking does not imply one company is better than another. We do our best to make it clear when information was published and try to keep it up to date and correct. However, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, prices, products and/or services. You use this website at your own risk and we accept no liability for any loss suffered. We work with FCA authorised and regulated firms who may pay us a commission for referring you to them but this has no impact on our content and helps keep this website free to use and will be fully disclosed. OurLifePlan.co.uk is the trading name of Brilliant British Ltd (Company number 10490224)