The Yorkshire Building Society is the third largest building society in the UK, with its headquarters in Bradford, West Yorkshire. It offers a range of financial solutions including mortgages, savings accounts, insurance and life planning services.
Yorkshire Building Society has a large range of fixed and variable rate Cash ISAs:
Topics
1 Year Fixed Rate ISA
You can open this ISA from £100, up to the maximum allocation of £20,000 tax free. Interest is free from capital gains and is paid annually at a fixed rate of 0.55% AER. You may not make withdrawals with this product. You may closure this account but with 60 days’ loss of interest.
2 Year Fixed Rate ISA
You can open this ISA from £100, up to the maximum allocation of £20,000 tax free. Interest is free from capital gains and is paid annually at a fixed rate of 0.60% AER. You may not make withdrawals with this product. You may closure this account but with 120 days’ loss of interest.
3 Year Fixed Rate ISA
You can open this ISA from £100, up to the maximum allocation of £20,000 tax free. Interest is free from capital gains and is paid annually at a fixed rate of 0.60% AER. You may not make withdrawals with this product. You may closure this account but with 180 days’ loss of interest.
Instant Cash ISA
You can open this ISA from just £10, up to the maximum allocation of £20,000 tax free. Interest is free from capital gains and is paid monthly or annually at a variable rate of 0.10% AER. You can make unlimited withdrawals with this product without penalty.
Access Saver ISA Plus
You can open this ISA from just £1, up to the maximum allocation of £20,000 tax free. There are four tiered variable interest rates ranging from 0.10% AER up to 0.50% AER, which is free from capital gains and is paid annually. You can make unlimited withdrawals with this product without penalty.
Six Access e-Saver ISA
You can open this ISA from just £1, up to the maximum allocation of £20,000 tax free. There are four tiered variable interest rates ranging from 0.20% AER up to 0.55% AER, which is free from capital gains and is paid annually. You are allowed to make up to six cash withdrawals from this product each year without penalty.
Other Services
Yorkshire Building Society offers a range of financial solutions including mortgages, savings accounts, insurance and life planning services
Yorkshire Building Society Reviews and Ratings
Online reviews for the Yorkshire Building Society are bad with users unhappy with the customer service they have received; with phone calls and emails not getting answered, and how it is virtually impossible to contact the organisation when needed. Many have commented how awful an experience it is trying to open an account, and that the company is incompetent and inefficient. Positive reviewers have commented on how straightforward and easy it is to set up an account, and that the online application process is very good.
Trustpilot – 1.7/5 (based on 160 reviews)
Pros
- A large range of fixed and variable rate Cash ISAs
- Detailed product information available on website
- A clear, easy to understand, easy to navigate website
- Fast easy online setup
- A member of the Building Societies Association
Cons
- Cash ISA only
- Stocks and Shares, Lifetime ISAs and other ISA products not offered
- An overwhelming amount of ISA options to navigate
- Bad customer reviews
- Poor customer service; difficult to get in contact with the organisation
Website: Yorkshire Building Society