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15 Best Bedford Mortgage Brokers & Advisors (2025)

Below we look at the 15 “best” mortgage brokers and advisors in Bedford.

For more on how we chose the best please consult our FAQ section at the end.

Please not the following listings are in no particular order and we are not making any recommendations for any particular broker or advisor. Nor are we making any other financial recommendations. 

Bedford mortgage broker

Topics

  • Everyday Mortgages Ltd
    • Find Your Ideal Mortgage Broker
  • Thameside Mortgages (Bedfordshire)
  • Clark Finance
  • IVA Mortgage Expert
  • More Choice Mortgage Centre
  • Embrace Financial Services – Bedford
  • KLAS Mortgage Services
  • Just Mortgages Bedford
  • Lowden William & Associates
  • Aqua Mortgage Services
  • ATM
  • John Cleary Mortgages Ltd
  • SIMKey Mortgages Limited
  • McGirls Money Management – Mortgage Broker
  • Castle Mortgages
  • How Did You Pick The Best Mortgage Advisors In Bedford?
  • How much do Bedford mortgage brokers charge?
  • Can all the Bedford mortgage brokers listed above help me with my mortgage needs?
    • Find Your Ideal Mortgage Broker
  • Brokers In Other Cities

Everyday Mortgages Ltd

Everyday Mortgages Ltd

Description from the business: Everyday Mortgages Ltd was established to offer a wide range of mortgages to its clients throughout the UK.

This includes some deals not available on the high street.

An experienced adviser will try to find you the most suitable product and strategy for your circumstances.

Additional Services:

None Listed

Address: 108 Folkes Rd, Bedford MK43 9BX

Everyday Mortgages Ltd website

Review Score: 4.9
Number of Reviews: 37
Read Reviews

Compare Mortgage Advisors
Find Your Ideal Mortgage Broker

Find Your Ideal Mortgage Broker

Find the right mortgage advisor for any type of mortgage including:

  • Remortgaging
  • Buying Your First Home
  • Moving Home
  • Buy To Let
  • Buying A Second Home
  • Bad Credit
  • Self-Employed
  • High LTV
  • Equity Release   

& More

Click To Get Started

Thameside Mortgages (Bedfordshire)

Thameside Mortgages (Bedfordshire)

Description from the business: Thameside Mortgages are proud to be your local and trusted mortgage brokers in Bedfordshire.

When you choose us, you are guaranteed to receive suitable guidance and the best advice from industry-leading mortgage advisers in Bedfordshire.

Whether you’re looking for professional assistance with remortgaging or you’re looking to secure your first mortgage as a first-time buyer, we are here to help every step of the way.

Further dedicated mortgage and protection services we help you to secure include; buy-to-let mortgages, shared ownership mortgages, equity release, mortgages for contractors, and home mover mortgages.

Our mortgage advisers have been providing expert financial advice since 2006.

Additional Services:

None Listed

Address: 29 Chestnut Ave, Bromham, Bedford MK43 8GB

Thameside Mortgages (Bedfordshire) website

Review Score: 5
Number of Reviews: 9
Read Reviews

Clark Finance

Clark Finance

Description from the business: Clark Finance is a Mortgage Brokerage offering Residential Mortgages, Buy to Let Mortgages and Commercial Mortgages.

We also offer Bridging Finance and Development loans (including Self Build Mortgages).

Additional Services:

None Listed

Address: Heights, Office 423, 4th Floor, Brickhill Dr, Bedford MK41 7PH

Clark Finance website

Review Score: 5
Number of Reviews: 4
Read Reviews

IVA Mortgage Expert

IVA Mortgage Expert

Description from the business: Not Available

Additional Services:

None Listed

Address: Wrest Park, Endeavour House MK45 4HS

IVA Mortgage Expert website

Review Score: 4.8
Number of Reviews: 17
Read Reviews

More Choice Mortgage Centre

More Choice Mortgage Centre

Description from the business: Not Available

Additional Services:

None Listed

Address: 7 Station Rd, Flitwick, Bedford MK45 1DP

More Choice Mortgage Centre website

Review Score: 5
Number of Reviews: 73
Read Reviews

Embrace Financial Services – Bedford

Embrace Financial Services - Bedford

Description from the business: Embrace Financial Services – Bedford is one of the many Embrace Financial Services offices across the UK that search for the most suitable mortgage and protection products.

Our financial consultants from Embrace Financial Services – Bedford have experience of arranging mortgages and insurance policies for all types of customers; from first time buyers to long term property investors as well as customers who are remortgaging, upsizing and downsizing – right across the UK.

Additional Services:

None Listed

Address: 38 Allhallows, Bedford MK40 1LN

Embrace Financial Services – Bedford website

Review Score: 5
Number of Reviews: 6
Read Reviews

KLAS Mortgage Services

KLAS Mortgage Services

Description from the business: We are a National mortgage brokerage based in Bedfordshire, offering comprehensive mortgage & protection advice via phone, email, face to face and video calls.

Additional Services:

Insurance broker

Address: Ravensden Road, Bedford MK44 2QS

KLAS Mortgage Services website

Review Score: 5
Number of Reviews: 15
Read Reviews

Just Mortgages Bedford

Just Mortgages Bedford

Description from the business: At Just Mortgages we know that it’s not just about mortgages: we offer a service dedicated to your needs and requirements.

Your journey should be one of simplicity, choice and expertise.

I aim to provide the ultimate mortgage services experience by delivering the highest standards.

As your Just Mortgages Adviser, I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS ON YOUR MORTGAGE.

.

.

Additional Services:

None Listed

Address: 62 St Loyes St, Bedford MK40 1EN

Just Mortgages Bedford website

Review Score: 5
Number of Reviews: 240
Read Reviews

Lowden William & Associates

Lowden William & Associates

Description from the business: Not Available

Additional Services:

None Listed

Address: The Old Coach House, Cranes Cl, Turvey, Bedford MK43 8EN

Lowden William & Associates website

Review Score: 5
Number of Reviews: 9
Read Reviews

Aqua Mortgage Services

Aqua Mortgage Services

Description from the business: Local Mortgage Broker providing impartial advice for all types of mortgages and protection, includung all types of life insurance as well as home and landlords insurance.

Additional Services:

Insurance broker

Address: G18, Bedford i-Lab, Priory Business Park, Bedford MK44 3RZ

Aqua Mortgage Services website

Review Score: 5
Number of Reviews: 57
Read Reviews

ATM

ATM

Description from the business: Whole of market mortgage, insurance and property advisers

Additional Services:

None Listed

Address: F23, Bedford i-Lab, Priory Business Park, Stannard Way, Bedford MK44 3RZ

ATM website

Review Score: 5
Number of Reviews: 64
Read Reviews

John Cleary Mortgages Ltd

John Cleary Mortgages Ltd

Description from the business: John has over 30 years experience as a Mortgage and Protection Consultant.

Previously working on the front line of the property industry within a large corporate estate agency where he was recognised as one of the top award winning consultants in the country.

Over this time he has built up good relationships with many mortgage lenders and with this tool is able to advise clients honestly, knowledgeably and speedily to assist and give best advice on all aspects of the mortgage/remortgage market.

The office is based in the quiet village of Renhold, just on the outskirts of Bedford with ample parking.

(Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it).

Additional Services:

None Listed

Address: 27 Wilden Rd, Bedford MK41 0JP

John Cleary Mortgages Ltd website

Review Score: 5
Number of Reviews: 24
Read Reviews

SIMKey Mortgages Limited

SIMKey Mortgages Limited

Description from the business: Home and Commercial Mortgages, Insurances and Protection

Additional Services:

None Listed

Address: Bedford I-Kan, 38 Mill St, Bedford MK40 3HD

SIMKey Mortgages Limited website

Review Score: 5
Number of Reviews: 29
Read Reviews

McGirls Money Management – Mortgage Broker

McGirls Money Management - Mortgage Broker

Description from the business: McGirls Money Management is here to help.

Tell us what you’re looking for, and we’ll provide you with a range of clearly explained mortgage options that meet your needs.

We offer specialist guidance, so you can access the right mortgage product.

McGirls Money Management isn’t just about mortgages.

We’re here to help you ensure financial protection for your home, your family, your health and your income.

McGirls offers a number of insurance options to provide complete peace of mind.

Choose the mix of products you require from life insurance, critical illness cover, income protection, buildings and content protection and accident, sickness and unemployment cover.

Additional Services:

Finance broker

Financial Advisor

Life Insurance Agency

Address: 7 Goldington Rd, Bedford MK40 3JY

McGirls Money Management – Mortgage Broker website

Review Score: 5
Number of Reviews: 16
Read Reviews

Castle Mortgages

Castle Mortgages

Description from the business: Not Available

Additional Services:

None Listed

Address: 5 Grove Pl, Bedford MK40 3JJ

Castle Mortgages website

Review Score: 5
Number of Reviews: 4
Read Reviews

How Did You Pick The Best Mortgage Advisors In Bedford?

We started with a dataset of 32 listed Bedford mortgage brokers & advisors we could find via Google Maps.

From there, we removed any listing that did not meet the following criteria.

  • Had no website
  • Had no reviews
  • Had an average review score below 4.0

At this point if we had 17 or fewer brokers we listed all of them.

For cities where we were left with more than 17 brokers we made further revisions by either increasing the required review score (e.g. going from a minimum of 4.0 to 4.9) and/or increasing the minimum number of required reviews (e.g. going from at least 1 review to at least 10).

In our view a broker which has 100 5* star reviews is likely more accurate than one which only has a single 5* review.

Note we only used review data from Google Maps and not any other third-party websites.

How much do Bedford mortgage brokers charge?

Mortgage brokers in Bedford will most likely charge based on either a fee or commission structure.

It’s important you ask how they’ll get paid before choosing them as it may affect what products you’re offered and how much you ultimately end up paying.

According to Unbiased the average fee in the UK is £500, while the average commission is 0.35% of loan size. Or £350 per £100k borrowed (although you most likely won’t pay this directly).

For more you can also read out guides:

  • How much do mortgage advisors & brokers cost?
  • How do mortgage brokers & advisors get paid?

Can all the Bedford mortgage brokers listed above help me with my mortgage needs?

That depends on what you’re looking for. Most mortgage brokers tend to specialise in a particular section of the mortgage market.

Therefore while a residential mortgage broker might be able to help you secure a buy to let mortgage it might not be the best one on the market.

Therefore, you might want to consult a website like Unbiased, Loan.co.uk or Bark who can help find the right broker for your needs.

Compare Mortgage Advisors
Find Your Ideal Mortgage Broker

Find Your Ideal Mortgage Broker

Find the right mortgage advisor for any type of mortgage including:

  • Remortgaging
  • Buying Your First Home
  • Moving Home
  • Buy To Let
  • Buying A Second Home
  • Bad Credit
  • Self-Employed
  • High LTV
  • Equity Release   

& More

Click To Get Started

Brokers In Other Cities

Bournemouth Mortgage Brokers & Advisors
Fareham Mortgage Brokers & Advisors
Exeter Mortgage Brokers & Advisors
Stoke-on-Trent Mortgage Brokers & Advisors
Swindon Mortgage Brokers & Advisors

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